Eric Holmquist talks with John Soffronoff about the state of banking, the regulatory environment, the potential impact of emerging technologies like AI and digital currencies, and best practices in managing regulatory compliance. As a Managing Partner at Sentry Advisors, John is a former FDIC examiner and longtime leader of multiple successful risk and compliance advisory practices.

For more about John and Sentry Advisors, go to https://sentryadvisory.com/about

For more information about ERM Advantage go to www.ermadvantage.com

Eric Holmquist talks with former bank CEO and industry advisor Sam Pepper about the banking industry, the role of the CEO, how banking is changing, AI, fintech, and best practices in working with the board, senior leaders, and the Chief Risk Officer.

For more about Sam see his profile at https://www.linkedin.com/in/sspepper

For more information about ERM Advantage go to www.ermadvantage.com

In this week's episode, Eric Holmquist talks about the current state of Enterprise Risk Management practices, where improvements need to happen, and what a strong future state should look like.

Chapters include:

0:00 Introduction

2:32 State of risk management

17:10 Thoughts for the board and senior management

23:19 Thoughts for practitioners

56:52 Thoughts for advisors

58:54 Thoughts for regulators

1:04:14 Topical areas (AI, GRC, etc.)

1:11:27 Future state

For more more information about ERM Advantage go to www.ermadvantage.com.

In this inaugural podcast episode, Eric Holmquist talks about the state of the banking industry in 2026 and what the future likely holds.

Chapters include:

0:00 Intro / Current state of banking

5:23 Banking strategy

15:56 Regulatory environment

26:57 Commercial break

28:00 Data management

34:30 Digital (crypto, blockchain, etc.)

47:40 Artificial Intelligence

54:11 Fintechs

57:55 Future of banking