In this episode of Dr. Sev Talks Money, I’m joined by attorney and private money lender Ashlee Edwards to explore private money lending, what it is, how it works, and how it differs from investing in stocks or owning rental property.

Private lending is often misunderstood. Some see it as risky. Others confuse it with syndications or hard money lending. Ashlee brings clarity to the conversation by breaking down secured vs unsecured loans, risk mitigation strategies, and how professionals can use capital more intentionally.

We also discuss:

• The difference between a loan and an equity investment
• How to protect your principal before funding a deal
• Questions cautious investors should ask
• A costly $35,000 investing mistake — and the lessons behind it
• Why financial clarity matters more than hype

If you’re curious about alternative wealth-building strategies beyond traditional saving and investing, this episode offers practical insight and a grounded perspective.

This conversation is part of the Women on the Move series, highlighting women expanding access to financial knowledge and strategy.

Connect with Ashlee here:

*Instagram: instagram.com/lndrsnfrnds

*Facebook: https://www.facebook.com/lndrsnfrnds

*YouTube: https://www.youtube.com/@ashealways

*Website: https://lndrsnfrnds.com/

*Program (if applicable): JOIN THE MAY 2026 ACCELERATOR https://genfinity.thrivecart.com/pmlamay26/

*Community (free course for those curious but not quite ready):

JOIN THE FREE COURSE https://bit.ly/areyoubuilt

****************************************************

Join Dr. Sev's free community for women here: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

This may not sound like a typical money conversation, but money affects everything, including who we choose, what we tolerate, and how we heal.

Many women struggle with repeating unhealthy relationship patterns without fully understanding why. In this episode, relationship expert Chaya Garcia explains how emotional stability, financial responsibility, sobriety, and forgiveness influence healthy love and long-term success.

If you have experienced narcissism, addiction dynamics, codependency, or unresolved hurt, whether directly or indirectly, this conversation will resonate.

Chaya Garcia, is a licensed social worker, entrepreneur, and relationship expert who helps people understand love from the inside out. Chaya’s work centers on self-responsibility, healing the inner child, recognizing healthy and unhealthy dynamics early, and building relationships that are emotionally safe and sustainable.

Contact her at www.connectwithchaya.com

****************************************************

Join Dr. Sev's free community for women here: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/

If you’ve ever felt overwhelmed by student loans or unsure whether you can build wealth at the same time, this conversation will give you clarity, perspective, and actionable next steps.

In this episode of Dr. Sev Talks Money, I sit down with financial advisor Brenton Harrison to explore one of the biggest financial tensions many women face today. We discuss why income alone does not guarantee financial security, how childhood money experiences shape the way we handle debt and wealth, and why building reserves while paying down debt is not optional, it’s necessary.

Connect with Brenton here:

Website: https://www.newmoneynewproblems.com/subscribe

Instagram: @newmoney.newproblems
YouTube: youtube.com/@newmoneynewproblems

Brenton D. Harrison is the founder of New Money New Problems, a financial advisory serving the needs of first and second-generation high income-earners. He has been featured in publications such as Business Insider, USA Today, and Forbes, and named one of the Top 100 Advisors in the country and Top Advisors Under 40 by Investopedia and InvestmentNews. Brenton hosts the weekly New Money New Problems Podcast on all things finance, and the biweekly Escape Student Loan Debt Podcast for borrowers struggling with federal and private student loan debt.

****************************************************

Join Dr. Sev's free community for women here: https://www.skool.com/wealth-warriors-community-1025/about?ref=98f6434472254253b84ed49d2cce7860

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security.

Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen!

Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel:

https://www.buymeacoffee.com/DrSevTalksMoney

My website: www.sevtalksmoney.com

YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney

LinkedIn: https://www.linkedin.com/in/severinebryan/