Most of us can guess what we spent on gifts. It's everything around the gifts — the flight home, the party outfit, the office Secret Santa, the teacher gifts — that blows the budget. This week, Meghan walks through how to set one total holiday number before the sales and invitations start: find your ceiling, list every category (including the five hidden costs), add a buffer, and trim until it fits — with a full worked example.

This week's action: find your ceiling, build your list with every hidden cost plus a 10% buffer, and move the money into its own savings bucket.

Resources:

Budget Blueprint Builder — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here!

🎯 5-Day Expense Reset — Free. For when today's episode made you want to finally just look at the full picture.

📘 The Confident Investor Blueprint

Read the full Show Notes Here!

Thanks to our sponsor:

• Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don't forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style

Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

Not all $100Ks are created equal.

A $100K salary, a $100K net worth, and $100K invested sound like the same milestone, but they measure completely different things. You can hit one and be nowhere near the other two.

In Episode 2 of our $100K Series, Maddie and Meghan break down what each number actually tells you, why your salary is the most celebrated and least revealing of the three, and how to figure out which milestone to chase next, whether you’re at $5K or $500K.

In this episode:

• Why “six figures” can still feel tight
• Why net worth is the only $100K that tells the whole truth
• The milestone where your money starts doing the work
• A simple 3-stage framework for knowing which number to focus on now

Resources:

Budget Blueprint Builder — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here!

🎯 5-Day Expense Reset — Free. For when today's episode made you want to finally just look at the full picture.

📘 The Confident Investor Blueprint

Read the full Show Notes Here!

Thanks to our sponsor:

• Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies!

Connect with us on Instagram @your.money.style

Visit our website for articles, resources, and more at www.liveyourmoneystyle.com

The LinkedIn “my role was eliminated” posts. The recorded HR calls with millions of views. The green “open to work” banner on a former coworker’s profile. Every scroll brings a quiet jolt of could that be me? And what would I even do first?

This week, Maddie and Meghan turn that anxiety into a plan. They walk through a step-by-step layoff playbook:

This episode is for education only. It isn’t legal or tax advice.

Resources:

Budget Blueprint Builder — Our one-hour workshop with an Excel and Google Sheets template built for exactly this kind of mid-year reset. $47. Linked Here!

🎯 5-Day Expense Reset — Free. For when today's episode made you want to finally just look at the full picture.

📘 The Confident Investor Blueprint

Read the full Show Notes Here!

Thanks to our sponsor:

• Rakuten

Thanks for tuning in and come back each week for a brand new episode! If you liked the episode, don’t forget to hit subscribe, rate & review! Check out our FREE Newsletter to get all of our latest advice and freebies! Connect with us on Instagram @your.money.style Visit our website for articles, resources, and more at www.liveyourmoneystyle.com