December 30th, 2025
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December 30th, 2025
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Today’s focus: Fresh housing data and real-time market signals from the past 24 hours.
Covered in this episode-
Pending home sales surged in November, posting the strongest reading in nearly three years and beating expectations — a sign that buyers are re-engaging when conditions feel workable, even with elevated mortgage rates.
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Home price growth slowed sharply, with government data showing year-over-year appreciation at its weakest pace since 2012. Slower price growth eases affordability pressure and changes buyer psychology, even without a rate breakout.
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Banks tapped the Federal Reserve’s repo facility heavily at year-end, a reminder that liquidity conditions remain tight beneath the surface. Not a crisis signal, but an important piece of market plumbing to watch.
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Regional housing markets continue to diverge, with areas like upstate New York seeing fast sales and tight inventory, while buyers adapt by targeting smaller or older homes to manage affordability.
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