Have you seen any codes like "DR ADJ READIST CADV PRIN" on an American Express statement before? Don't panic! This isn't an unexpected charge. It is an adjustment made by American Express to make sure your account balance remains accurate.

How to Break Down the Code:

DR: Debit or Adjustment

ADJ: Adjustment

REDIST: Redistribution to internal account management

Card Activity Verification: CADV

PRIN: Principal (amount owed)

Purchase Balance

What does it mean?

This code is a reference to a reconciliation adjustment that the American Express performs behind the scenes. It could be:

Fixing discrepancies Ensure your balance reflects the actual expenditure.

Verifying Transactions: Matching Purchases with Merchant Details

Why the confusion?

Sometimes merchant information can take time to process. American Express may use placeholders, such as "ADJ-REDIST Purchase Bal" until the correct details are received. This is usually resolved within 10 working days.

What to do with

Don't worry! There is no charge.

You should wait until you receive clarification. The correct name of the merchant will appear on your next bill.

Not sure? Contact American Express.

The Key Takeaways:

"ADJ Redist Purchase Bal" is an internal American Express adjustment and not a charge.

It provides accurate account balances and smooth transaction processing.

Please contact American Express for any questions.

Next time you see it, you will be able to decode the code as American Express’s way to keep your account sparkling clean!