Is it really self-care… or is it sabotage dressed up as luxury?

In this video, we break down the difference between responsible self-care and emotional spending that leaves you anxious and financially unstable. Getting your hair, nails, clothes, and cars won’t feel good when you can’t cover an emergency.

True self-care means peace of mind. It means being able to pay for a broken water heater, car repairs, or unexpected bills without panic.

This is about financial wholeness — addressing emotional, relational, and generational money habits so you can live well without guilt, anxiety, or self-sabotage.

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📸 Instagram: @erica.rawls
🎥 YouTube: Erica Rawls
📧 For inquiries and collaborations: customercare@ericarawls.com

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Have you ever stopped to ask why you spend the way you do?

In this episode of Coffee with E, we’re unpacking something most people never slow down long enough to face, your money story. The beliefs, habits, silence, and experiences around money that quietly shape your financial decisions today.

I share my own story, growing up in a home where money wasn’t talked about, going to college on a scholarship, being handed credit cards and financial aid with zero education, and making money mistakes that followed me straight into adulthood.
This episode is not about shame.
It’s about awareness.

We talk about:

• How childhood silence around money creates adult spending habits
• Why “having access” to money doesn’t mean you’re ready for it
• Credit cards, college debt, and impulse spending
• Learning to say no today so you can say yes tomorrow
• Why non-traumatic experiences can still shape your future
• Asking: What would my future self thank me for?
• The difference between being able to buy something and being able to afford it
• How journaling your money story leads to freedom, not guilt

This conversation is for the woman who:

• Feels behind financially
• Wonders why discipline feels harder than it should
• Grew up without money conversations
• Wants financial peace, not just financial things
• Is tired of repeating patterns she doesn’t understand

☕ Your Assignment:
Sit with your money story.
Write it out.
Ask questions — of yourself, your parents, your past.
Not to fix it yet… just to understand it.
Because debt isn’t just financial, it’s emotional, relational, and generational.
And financial wholeness works the same way.

✨ Big News:
This episode connects directly to my upcoming guided journal + companion workbook, designed to help you uncover your money story and walk toward true financial wholeness, from the inside out.

If this conversation resonated with you, subscribe, grab your coffee, and meet me back here. We’re doing this together.

Send a text

Follow Us for More Inspiration:

📸 Instagram: @erica.rawls
🎥 YouTube: Erica Rawls
📧 For inquiries and collaborations: customercare@ericarawls.com

✨ Don't forget to like, comment, and subscribe to stay updated with our latest episodes!

This episode of Coffee with E is raw, powerful, and unforgettable.
Recorded live in front of an audience at the Central PA Women’s Mastermind, this conversation dives deep into what it really means to become whole, emotionally, financially, and mentally, when life doesn’t go according to plan.

In this episode, I sit down with Brittany Giles, who courageously shares her story of navigating marriage, addiction, unexpected debt, pregnancy, panic attacks, bankruptcy, and ultimately rebuilding her life from the ground up.

This is not just a story about money, it’s about:
- Slowing down before making life-altering decisions
- Learning to trust yourself again
- Setting boundaries when love isn’t enough
- Why financial independence is about peace, not pride
- How stress and silence can destroy your health
- Choosing community instead of isolation
- Delaying gratification to build real wealth
- Burning the ships and betting on yourself

Brittany opens up about discovering massive hidden debt while pregnant, internalizing stress to the point of hospitalization, and the moment she realized she couldn’t want someone’s healing more than they did.

From there, she walks us through:
- Hitting rock bottom
- Leaving with nothing but faith and resolve
- Starting over in real estate
- Living with extreme discipline
- Rebuilding credit, confidence, and stability
- Creating a life where her children could thrive

This episode is for:
- Women carrying silent financial stress
- Anyone navigating marriage, addiction, or divorce
- Mothers holding everything together while falling apart
- Women who look fine on the outside but feel stuck on the inside
- Anyone who needs permission to choose themselves

☕ Key Reminder:
You are not weak for needing help.
You are not broken for starting over.
And you are not behind, you are becoming.

If this conversation helped you, please subscribe, share it with another woman, and join us in the comments. Your story matters more than you think.

Send a text

Follow Us for More Inspiration:

📸 Instagram: @erica.rawls
🎥 YouTube: Erica Rawls
📧 For inquiries and collaborations: customercare@ericarawls.com

✨ Don't forget to like, comment, and subscribe to stay updated with our latest episodes!