Épisodes

  • Chubby FIRE at 50! Travelling 120 Days a Year! [Chills 263]

    Chubby FIRE at 50! Travelling 120 Days a Year! [Chills 263]
    Apr 22 2026

    What does retirement actually look like when you've done it right? In this episode, we sit down with Nicole and Edward, a Singaporean couple in their early fifties who've been fully retired for four years. They didn't inherit wealth. They didn't go all in on crypto. They built their exit the slow, boring, brilliant way, and now they travel 120 days a year, ski across Japan, and still have the financial runway to prove it works.

    But here's what makes this conversation different: they're not selling you a formula. Nicole spent decades in banking, watched every major financial crisis unfold, and used that fear to build something bulletproof. Ed? He wrote poems about his job, and then one day decided it wasn't worth it anymore.

    We dig into:

    • How they set their retirement target in the 1990s with zero internet and no Google - and why the number they picked still holds up today
    • Their 50/35/15 portfolio split - and why they don't think you need to be a stock-picker to win
    • The "UAT" approach to retirement - how they tested living abroad in Bangkok and Japan before committing to the lifestyle
    • Why they don't believe in retiring too early - and the age bracket they think is the sweet spot
    • Post-retirement identity, purpose, and what actually keeps you fulfilled when the title and the payslip are gone

    This isn't a story about being lucky or childless or rich. It's about making decisions consistently over 20 years, and what that actually buys you.


    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


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    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.
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    47 min
  • We Challenged a CEO Before His IPO… Here’s What Happened [Chills 262, Sponsored by Kin Global]

    We Challenged a CEO Before His IPO… Here’s What Happened [Chills 262, Sponsored by Kin Global]
    Apr 15 2026

    This audio is for information purposes only and does not constitute or form part of any offer or invitation for sale or subscription of or solicitation or invitation of any offer to or recommendation to buy or subscribe for any securities. Any person wishing to subscribe for and/or acquire any securities in Kin Global Limited will need to make an application in the manner set out in the Offer Document dated 14 April 2026 registered by the SGX-ST, acting on behalf of the Monetary Authority of Singapore. You are responsible for your own investment choices. A copy of the Offer Document is available on the SGX-ST’s website, https://www.sgx.com. Copies of the Offer Document and the Application Forms may also be obtained on request, subject to availability during office hours, from SAC Capital Private Limited at 1 Robinson Road, #21-01 AIA Tower, Singapore 048542. Please refer also to the disclaimers at 00:00 - 00:04 of the video for more information.



    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


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    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.
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    48 min
  • My 'Boring' Uncle Portfolio Makes $200K a Year [Chills 261 ft Stocks.cafe]

    My 'Boring' Uncle Portfolio Makes $200K a Year [Chills 261 ft Stocks.cafe]
    Apr 8 2026

    Could you actually "quit" the Singaporean rat race and still pull in a massive annual income?

    Meet Evan Koh, the "nerdy engineer" and Founder of Stocks.cafe, who did exactly that. After a PhD and a decade-long stint in Japan, he returned to Singapore with a $200,000 annual passive income and a new mission: hitting the gym and living life on his own terms.

    From building tools for investors to creating a life funded largely by passive income, Evan shares pieces of a story that might challenge how you think about work, money, and freedom.

    If you’ve ever wondered whether financial freedom is about earning more, investing smarter, or designing a completely different lifestyle… this episode might make you rethink the path.

    🎧 Tune in to hear Evan’s full story, and the lessons hidden between the numbers.

    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    📍 LISTEN & SUBSCRIBE

    • Spotify
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    🔗 CONNECT WITH US

    Get daily tips, insights, and community:

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    Discover our other shows and deep dives on YouTube


    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.
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    35 min
  • The Art & Science Behind Building Diversified Portfolios [Chills 260]

    The Art & Science Behind Building Diversified Portfolios [Chills 260]
    Apr 1 2026

    Markets are volatile. Headlines are everywhere.

    Oil prices are rising, geopolitics is heating up, and investors everywhere are trying to predict what happens next.

    But what if trying to predict the market is the biggest mistake investors make?

    How should you actually invest in a world that feels unpredictable?

    Sit with Wei Dai, Global Head of Research, Dimensional Fund Advisors, to break down the science behind investing and why long-term strategies often beat trying to outguess the market.

    Wei Dai leads a global research team studying how markets behave and how academic insights translate into real investment portfolios. In this conversation, she explains why disciplined, research-driven investing may matter more than reacting to headlines.

    We discuss:

    • Why market prices already contain more information than most investors realise
    • The difference between active investing, passive investing, and systematic investing
    • The real drivers of long-term stock returns: size, value, and profitability
    • How professionals avoid value traps and falling knives
    • Whether geopolitics and oil prices should affect your portfolio
    • The truth about global diversification (and why many investors aren’t truly diversified)
    • Why predicting markets is far harder than people think

    Whether you're a beginner investor or someone building a long-term portfolio, this conversation offers a deeper look into how markets work and how disciplined investors navigate uncertainty.


    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    📍 LISTEN & SUBSCRIBE

    • Spotify
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    🔗 CONNECT WITH US

    Get daily tips, insights, and community:

    • Instagram
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    📺 MORE FROM OUR NETWORK

    Discover our other shows and deep dives on YouTube


    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.
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    49 min
  • ‘Love Is Not Enough’ Why Couples Must Talk About Money [Chills 259, Sponsored by OCBC]

    ‘Love Is Not Enough’ Why Couples Must Talk About Money [Chills 259, Sponsored by OCBC]
    Mar 25 2026
    Is talking about money before your wedding unromantic, or is it the ultimate act of love?From 'death files' to treating a marriage like an M&A merger, we’re peeling back the layers on how to build a financially stable future without the awkwardness.Dive into the uncomfortable but necessary conversations couples should have before and during marriage, and why avoiding them can lead to bigger problems later.Joining us are:Vasu Menon, Managing Director, Investment Strategy, OCBC Bank - a wealth management veteran who brought his expertise home to his own marriageWong Kai Yun, Senior Partner, Dentons Rodyk - a family lawyer specialising in structuring instead of just disputesChen Shao Chun, Founder, 9 to 5 Millionaire Mindset - a personal finance advocate focused on helping working professionals build wealth through investing, financial literacy, and long-term financial planningWhat you’ll hear in this episodeThe money talk couples avoidMarriage as a financial partnership, from shared goals to aligning risk appetite and spending habits.Budgets, spreadsheets & reality checksWhat to do when things go wrong - disputes, power of attorneyFrom insurance and investments to wills, LPAs, and protecting your family.Whether you're single, engaged, or married, this episode might change how you think about love and money.🎧 Tune in to hear the stories, the lessons, and the conversations most couples never have, until it’s too late.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
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    1 h et 10 min
  • The New Scams Hitting Professionals (Most People Don’t See It Coming) [Chills 258]

    The New Scams Hitting Professionals (Most People Don’t See It Coming) [Chills 258]
    Mar 18 2026

    🚨 Think you’re too smart to get scammed?

    Think again.

    Sit with Beaver Chua, Managing Director and Head of Group Anti-Fraud at OCBC Group - a former police officer now leading the fight against scams inside one of Singapore’s largest banks.

    Many scam victims today aren’t careless. They’re educated professionals and investors who thought they knew better.

    In this episode, we explore:

    • Why white-collar professionals are prime scam targets
    • How investment and government impersonation scams actually work
    • The powerful role of pressure and secrecy in scam tactics
    • How AI and new technology could make scams even harder to detect

    If you think it won’t happen to you, this conversation might change your mind.

    🎧 Tune in to learn how modern scams really work — and how to stay one step ahead.


    ---


    🎧 The Financial Coconut:

    Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    📍 LISTEN & SUBSCRIBE

    • Spotify
    • Apple Podcast
    • YouTube


    🔗 CONNECT WITH US

    Get daily tips, insights, and community:

    • Instagram
    • TikTok
    • Telegram
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    📺 MORE FROM OUR NETWORK

    Discover our other shows and deep dives on YouTube


    ⚠️ Disclaimer:

    The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Help us get to know you better: http://bit.ly/thefinancialcoconut-survey

    Hosted on Acast. See acast.com/privacy for more information.
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    50 min
  • Financial Mistakes Homeowners Make When Designing Their Dream Home [Chills 257, Sponsored by Commune]

    Financial Mistakes Homeowners Make When Designing Their Dream Home [Chills 257, Sponsored by Commune]
    Mar 11 2026
    You’ve waited years for your keys.You’ve saved, pinned, planned… maybe even built a 20-page brief.But when the hacking starts and the bills roll in, what really happens?In this episode, we dive into the emotional, financial, and practical realities of renovating your first home. From design dreams to budget shocks, from Pinterest boards to unexpected mold problems, we unpack what most homeowners only learn the hard way.Here’s what we explore:Why renovation planning should start months before key collectionThe biggest hidden costs that catch first-time homeowners off guardWhy furniture should NOT be an afterthoughtThe mistake almost everyone makes when choosing paint and tilesWhen to splurge… and where you can safely saveThe mindset shift that can save your relationship (and your budget)And joining us on this renovation reality check:Jasper Goh, Creative Partner at Ascend Design, sharing what designers wish homeowners understood before work beginsNatasha Conceicao, content creator and recent homeowner, who documented her entire renovation journey, brutalist vibes and allShee Wen Gan, COO of Commune, offering an insider’s take on furniture strategy, material quality, and what most buyers overlookIf you’re planning your first renovation, or still recovering from one, this conversation might just change how you approach your home.Because renovation isn’t just about aesthetics.It’s about lifestyle, longevity… and making decisions you won’t regret five years later.Tune in before you pick up that paint swatch.Check out how Commune can help you design your dream home.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
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    1 h et 3 min
  • How to Budget for Kids: Parents Share What Works [Chills 256, Sponsored by OCBC]

    How to Budget for Kids: Parents Share What Works [Chills 256, Sponsored by OCBC]
    Mar 4 2026
    What happens when parenting meets budgeting… and a little friendly competition?In this lively episode, we have real parents battle it out with their best money-saving (and sanity-saving) strategies for raising kids.There’s laughter, a few surprising confessions, and some very different philosophies on what’s actually “worth it” when it comes to spending on your children. And yes, the audience gets to decide who wins.Inside this episode, we explore:Smart (and surprising) takes on kids’ enrichment classes, what’s worth paying for, and what might not beCreative ways parents are teaching children about money, value, and responsibilityHow families are rethinking travel with kids, and why the most memorable trips might not be the most expensiveThe constant balancing act between giving kids opportunities… and not blowing the budgetMeet our guest parents in the hot seat:Seraphina Genesis - Family content creator and mom who runs her household with a business mindset, teaching kids early about earning, saving, and spendingLalitha Rajah - Former lawyer turned yoga teacher and mom of two, sharing heartfelt and practical lessons on creativity, confidence, and spending with intentionDavid Wu - Financial Coach and minimalist dad, bringing thoughtful strategies on raising financially aware kids without overcomplicating thingsDifferent parenting styles. Different money philosophies. One stage.Who will win the Budget Royale? And which tips might completely change how you think about spending on your kids?Tune in to find out.Disclaimer: The views and opinions expressed belong to the guest/content creator, and do not represent the views of OCBC Bank. The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.---🎧 The Financial Coconut: Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut📍 LISTEN & SUBSCRIBESpotifyApple PodcastYouTube🔗 CONNECT WITH USGet daily tips, insights, and community:InstagramTikTokTelegramWhatsappNewsletter📺 MORE FROM OUR NETWORKDiscover our other shows and deep dives on YouTube⚠️ Disclaimer:The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.
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    37 min