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In this episode, Luis Pazmino, Industry Principal for Financial Services at MongoDB, sits down with Saurabh Khandelwal from Capgemini to explore how financial institutions can transform payments data into a strategic revenue engine.
The conversation dives into GenPAL, Capgemini’s solution powered by MongoDB’s modern data platform, and how it enables organizations to move beyond data storage toward real-time intelligence, AI-driven insights, and data monetisation.
In this episode, we discuss:
• Evolving Payments Landscape: Key shifts shaping data strategies and opportunities in payments
• Modern Data Foundations: Building scalable, real-time architectures to support high-volume transactions and compliance needs
• From Data to Value: Turning payments data into actionable insights and new revenue streams
• AI at Scale: Leveraging gen AI and agentic AI for fraud detection, customer intelligence, and operational efficiency
• Pragmatic Modernization: How to adopt AI and modern data platforms without a “big bang” approach
Whether you’re a fintech innovator or a financial institution navigating legacy systems, this episode offers practical insights on unlocking the full value of payments data with AI and modern data platforms.

Timestamps

• 00:09 – Introduction

• 01:05 – Introducing GenPAL

• 02:38 – The tactical shift: From standard BI to Agent AI

• 04:56 – Identifying strains

• 06:59 – Solving payment failures

• 08:48 – Sub-millisecond latency

• 12:48 – The "Experience Gap"

• 15:01 – Strategic advice

• 18:14 – High-level architecture

• 21:35 – Real-world success

• 24:09 – Future outlook