Couverture de Budgeting - The Foundation - Understanding Your Money Story

Budgeting - The Foundation - Understanding Your Money Story

Budgeting - The Foundation - Understanding Your Money Story

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Nick Ledger reveals why most budgets fail before exploring the psychology behind your spending habits. Discover your money personality, whether you're a spender, saver, avoider, or worrier, and learn how childhood experiences shape adult financial behavior. This foundational episode guides you through a complete financial self assessment, from calculating your net worth to understanding income streams and tracking every expense category. Learn to set SMART financial goals across short, medium, and long term horizons, and understand common obstacles like irregular income and lifestyle inflation. Your homework includes the transformative thirty day spending challenge that reveals exactly where your money disappears each month.
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