Toronto real estate feels uncomfortable right now. Prices have softened, headlines are pessimistic, and a lot of people are questioning whether owning real estate here still makes sense at all. Some are calling this the end of the housing boom. Others think the system is broken beyond repair.

But I don’t see it that way.

I want to walk you through how I’m actually thinking about the Toronto housing market today. Not from a textbook perspective, and not based on short-term predictions, but from lived experience, market cycles, and long-term fundamentals.

Watch this podcast on YouTube:
https://youtu.be/QzvKcadcu6k

Schedule a 15-minute appointment to chat with me here: https://www.broadviewavenue.ca/appointments

Download our guides here:

How to Ask Your Parents For Help: https://www.broadviewavenue.ca/family-support-for-fthb

The Toronto Professional's Guide to Real Estate Investing: https://www.broadviewavenue.ca/guide-download

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Subscribe now to keep updated for more information.

If you want to chat with us, do the following:

1. Send an email at ken+podcast@broadviewavenue.ca; or

2. Send a direct message on my Instagram account below; or

3. Book an appointment for a 15-minute video chat using the link on our website.

If you’re not ready to reach out and just want to follow for more, find us online:

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Web: http://www.broadviewavenue.ca

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Toronto is now almost a 50/50 city. About half of households own their home, and half rent. Yet the housing conversation is still stuck on the same question: should you rent or should you buy?

That’s the wrong debate.

The real question is what you’re working toward long term. Renting and owning are just tools. Either path can work if you’re intentional. My framework is simple, the destination is financial independence, where housing no longer dictates your lifestyle or choices.

Watch this podcast on YouTube: https://youtu.be/GNnRkn21dOI

Schedule a 15-minute appointment to chat with me here: https://www.broadviewavenue.ca/appointments

Download our guides here:

How to Ask Your Parents For Help: https://www.broadviewavenue.ca/family-support-for-fthb

The Toronto Professional's Guide to Real Estate Investing: https://www.broadviewavenue.ca/guide-download

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Subscribe now to keep updated for more information.

If you want to chat with us, do the following:

1. Send an email at ken+podcast@broadviewavenue.ca; or

2. Send a direct message on my Instagram account below; or

3. Book an appointment for a 15-minute video chat using the link on our website.

If you’re not ready to reach out and just want to follow for more, find us online:

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Web: http://www.broadviewavenue.ca

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Real estate in Toronto feels rough right now.

Prices are down, interest rates are high, headlines are loud, and a lot of people feel stuck.

Buyers are asking: What if prices fall more?

Sellers are wondering: Why isn’t my place moving?

Owners are facing mortgage renewals, life changes, or carrying costs that just don’t work anymore.

Real questions people are dealing with right now:

- Is it a mistake to buy if prices could drop further?

- When does renting still make sense, and when does it stop?

- How much negotiating power do buyers really have?

- Why some condos simply won’t sell at today’s prices

- What mortgage renewals are about to do to a lot of households

- Where opportunities actually exist for long-term buyers and investors

It's not about creating hype or mongering fear. It’s about understanding your situation, your timeline, and your options in a market that feels uncertain.

Real estate moves in cycles. The hard part is making the right decisions, especially when things feel uncomfortable.

If you’re thinking about buying, selling, holding, or doing nothing at all, this video will help you frame the decision more clearly.

Watch this podcast on YouTube: https://youtu.be/1TvTQ5oxrN4

Schedule a 15-minute appointment to chat with me here: https://www.broadviewavenue.ca/appointments

Download our guides here:

How to Ask Your Parents For Help: https://www.broadviewavenue.ca/family-support-for-fthb

The Toronto Professional's Guide to Real Estate Investing: https://www.broadviewavenue.ca/guide-download

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Subscribe now to keep updated for more information.

If you want to chat with us, do the following:

1. Send an email at ken+podcast@broadviewavenue.ca; or

2. Send a direct message on my Instagram account below; or

3. Book an appointment for a 15-minute video chat using the link on our website.

If you’re not ready to reach out and just want to follow for more, find us online:

YouTube: https://www.youtube.com/kennethyimhomes?sub_confirmation=1

Instagram: https://www.instagram.com/kennethyimhomes

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Facebook: https://www.facebook.com/BroadviewAvenue

Web: http://www.broadviewavenue.ca

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Many of the units that Toronto pre-construction buyers bought are now worth less than the purchase price. Appraisals are coming in low, lenders are tightening up, and the gap between contract value and today's market value is often times bigger than the deposit that they put down.

So what to you do if you find yourself in this position? Risk getting sued by failing to close, borrow with private lenders at predatory rates, or close and slowly (or quickly) bleed out? Claim bankruptcy? Crawl under a rock?

Let's talk about some of the real options in front of you. Not theory. Not wishful thinking. Actual steps people in Toronto are using to get through closing without destroying their credit, losing their deposit, or facing years of litigation.

Watch this podcast on YouTube: https://youtu.be/1TvTQ5oxrN4

Remember, this is not legal advice, consult your lawyer if you need one. But to schedule a 15-minute appointment to chat with me, click here: https://www.broadviewavenue.ca/appointments

Download our guides here:

How to Ask Your Parents For Help: https://www.broadviewavenue.ca/family-support-for-fthb

The Toronto Professional's Guide to Real Estate Investing: https://www.broadviewavenue.ca/guide-download

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Subscribe now to keep updated for more information.

If you want to chat with us, do the following:

1. Send an email at ken+youtube@broadviewavenue.ca; or

2. Send a direct message on my Instagram account below; or

3. Book an appointment for a 15-minute video chat using the link on our website.

If you’re not ready to reach out and just want to follow for more, find us online:

YouTube: https://www.youtube.com/kennethyimhomes?sub_confirmation=1

Instagram: https://www.instagram.com/kennethyimhomes

TikTok: https://www.tiktok.com/@kennethyimhomes

LinkedIn: https://www.linkedin.com/in/kennethyimhomes

Facebook: https://www.facebook.com/BroadviewAvenue

Web: http://www.broadviewavenue.ca

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Listings are sitting longer, open houses feel quiet, and the headlines make it sound like the market still has room to fall. That uncertainty is exactly why my clients asked me this question, and why the answer isn’t as simple as “yes” or “no.” So let's go through a real conversation I had with some recent clients.

If you’re trying to make sense of whether waiting helps or hurts you in this kind of market, this will give you a clearer way to think about timing, leverage, and what really matters.

Watch this podcast on YouTube:
https://youtu.be/UsEXTpoluNo

Schedule a 15-minute appointment to chat with me here:
https://www.broadviewavenue.ca/appointments

Download our guides here:

How to Ask Your Parents For Help: https://www.broadviewavenue.ca/family-support-for-fthb

The Toronto Professional's Guide to Real Estate Investing: https://www.broadviewavenue.ca/guide-download

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Subscribe now to keep updated for more information.

If you want to chat with us, do the following:

1. Send an email at ken+youtube@broadviewavenue.ca; or

2. Send a direct message on my Instagram account below; or

3. Book an appointment for a 15-minute video chat using the link on our website.

If you’re not ready to reach out and just want to follow for more, find us online:

YouTube: https://www.youtube.com/kennethyimhomes?sub_confirmation=1

Instagram: https://www.instagram.com/kennethyimhomes

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LinkedIn: https://www.linkedin.com/in/kennethyimhomes

Facebook: https://www.facebook.com/BroadviewAvenue

Web: http://www.broadviewavenue.ca

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After ten rate hikes and two years of high borrowing costs, the Bank of Canada has finally started cutting. For the first time in years, interest rates are “in a good place.” But if money’s cheaper, why isn’t the housing market roaring back to life?

What do the latest rate cuts actually mean for buyers and sellers? How long will it take for monetary policy to show up in home prices? And what are the four wildcards that could change everything?

From shifting immigration targets to global uncertainty and a sticky inflation rate, the story isn’t as simple as “rates down, prices up.” This is a look at the real forces shaping the next phase of Canada’s housing market, and to look for indicators for when things will finally start to move.

Watch this podcast on YouTube:
https://youtu.be/we04t8R1zEY

Schedule a 15-minute appointment to chat with me here:
https://www.broadviewavenue.ca/appointments

Download our guides here:

How to Ask Your Parents For Help: https://www.broadviewavenue.ca/family-support-for-fthb

The Toronto Professional's Guide to Real Estate Investing: https://www.broadviewavenue.ca/guide-download

▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬

Subscribe now to keep updated for more information.

If you want to chat with us, do the following:

1. Send an email at ken+youtube@broadviewavenue.ca; or

2. Send a direct message on my Instagram account below; or

3. Book an appointment for a 15-minute video chat using the link on our website.

If you’re not ready to reach out and just want to follow for more, find us online:

YouTube: https://www.youtube.com/kennethyimhomes?sub_confirmation=1

Instagram: https://www.instagram.com/kennethyimhomes

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Facebook: https://www.facebook.com/BroadviewAvenue

Web: http://www.broadviewavenue.ca

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"What's a good school zone" is a question I am often asked. But the truth is, buying a home based on school rankings is more of an art than a science. Most rankings, like those from the Fraser Institute, are based on EQAO test scores, which is a narrow and often outdated measure that doesn’t reflect the full picture of a school’s quality. What actually drives school reputation often has more to do with the surrounding neighbourhood’s affluence than the education itself.

In this video, I break down what you really need to know: how catchment boundaries work, what programs and opportunities are available beyond rankings, and why schools can’t be fairly compared with a single number. If you’re buying a home for your family and want to make a smart, informed decision, this is a conversation worth listening to.

Watch this podcast on YouTube:
https://youtu.be/we04t8R1zEY

Schedule a 15-minute appointment to chat with me here:
https://www.broadviewavenue.ca/appointments

Download our guides here:

How to Ask Your Parents For Help: https://www.broadviewavenue.ca/family-support-for-fthb

The Toronto Professional's Guide to Real Estate Investing: https://www.broadviewavenue.ca/guide-download

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Subscribe now to keep updated for more information.

If you want to chat with us, do the following:

1. Send an email at ken+youtube@broadviewavenue.ca; or

2. Send a direct message on my Instagram account below; or

3. Book an appointment for a 15-minute video chat using the link on our website.

If you’re not ready to reach out and just want to follow for more, find us online:

YouTube: https://www.youtube.com/kennethyimhomes?sub_confirmation=1

Instagram: https://www.instagram.com/kennethyimhomes

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LinkedIn: https://www.linkedin.com/in/kennethyimhomes

Facebook: https://www.facebook.com/BroadviewAvenue

Web: http://www.broadviewavenue.ca

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When a tenant moves out, every landlord faces the same question: should you renovate, or keep it simple?

Let's talk about the Golden Rule of Multi-Family Investing, how to decide if a renovation actually makes sense after tenant turnover. We’ll cover:

- Turnover is your chance to reset rent, but how much should you budget?

- The rule of thumb for renovation ROI

- Smart upgrades that attract better tenants and boost building value

This isn’t about flipping a kitchen for HGTV, it’s about making strategic choices that protect your cash flow and grow your property’s worth.

If you’re a multi-family investor in Toronto (attention all you CMHC MLI Select borrowers) with multiple units in the same building, this is my framework for making that "go" or "no go" renovation decision.

Watch this podcast on YouTube:
https://youtu.be/c0VrRCgLI5E

Schedule a 15-minute appointment to chat with me here:
https://www.broadviewavenue.ca/appointments

Download our guides here:

How to Ask Your Parents For Help: https://www.broadviewavenue.ca/family-support-for-fthb

The Toronto Professional's Guide to Real Estate Investing: https://www.broadviewavenue.ca/guide-download

▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬

Subscribe now to keep updated for more information.

If you want to chat with us, do the following:

1. Send an email at ken+youtube@broadviewavenue.ca; or

2. Send a direct message on my Instagram account below; or

3. Book an appointment for a 15-minute video chat using the link on our website.

If you’re not ready to reach out and just want to follow for more, find us online:

YouTube: https://www.youtube.com/kennethyimhomes?sub_confirmation=1

Instagram: https://www.instagram.com/kennethyimhomes

TikTok: https://www.tiktok.com/@kennethyimhomes

LinkedIn: https://www.linkedin.com/in/kennethyimhomes

Facebook: https://www.facebook.com/BroadviewAvenue

Web: http://www.broadviewavenue.ca

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