“Bitrefill lets you live on crypto — pay bills, buy gift cards, and refill your phone anywhere in the world without needing an account.” – Lawrence Ray

Who is our guest?

Lawrence Ray is the Biz Dev and Marketing lead at Bitrefill, a pioneering platform enabling users to spend cryptocurrency in real life. From topping up mobile phones globally to bill pay in the US and El Salvador, Bitrefill bridges the gap between crypto holders and everyday expenses, empowering users to live on crypto securely and privately.

What was discussed in this episode?

Lawrence shares insights about his journey joining Bitrefill full-time, the expanding use of crypto for real-world payments, and the growth of Bill Pay services in the US and emerging markets. He discusses how stablecoins like USDT help users hedge inflation and navigate financial access challenges in developing countries. The episode also covers Lightning Network adoption trends, Bitrefill’s extensive gift card catalogue in Latin America, and exciting crypto events and communities thriving across South and Central America, especially Florianopolis and Costa Rica.

#Bitcoin #Crypto #BillPay #Stablecoins #LatinAmerica

Guest Contacts:
Lawrence Ray Twitter: https://x.com/Lawesomesauce
Bitrefill Twitter: https://x.com/bitrefill

Bitfinex Contacts:

Youtube: https://www.youtube.com/@BitfinexExchange
Twitter: https://x.com/bitfinex
Telegram: https://t.me/bitfinex
Discord: https://discord.com/invite/bitfinex

Thank you for listening to Bitfinex Talks!

“Slash Tags lets you own your data and update it securely — only your keys can write to your data feeds, which can be used across apps and websites.” – John Carvalho

Who is our guest?John Carvalho is the CEO of Synonym, a company building innovative Bitcoin tools including Bitkit, a wallet designed to hold your keys not only for Bitcoin but also for your accounts, contacts, and data feeds. Using underlying peer-to-peer technology like Hypercore, Synonym is creating a new web experience where users control their data, identity, and payments in a decentralised way.

What was discussed in this episode?John explains how Bitkit enables a fresh type of Bitcoin wallet with widgets that provide live data feeds from decentralised networks. He details Slash Tags, a protocol allowing users to own and update their public profiles and data streams securely, usable across multiple applications. The conversation covers Synonym’s vision to replace big tech, banks, and states by empowering self-sovereign users, their approach to open source development, and how technologies like Pair Credit aim to create credit systems without blockchains, offering private, peer-to-peer payments with no fees or routing requirements. John also shares insights into integration challenges, developer engagement, and the evolving Bitcoin ecosystem.

#Bitcoin #Crypto #Decentralisation #Web3 #PeerToPeer

Guest Contacts:John Carvalho Twitter: https://x.com/BitcoinErrorLog/
Synonym Twitter: https://x.com/Synonym_to
Synonym Telegram: https://t.me/synonym_to

Bitfinex Contacts:

Youtube: https://www.youtube.com/@BitfinexExchange
Twitter: https://x.com/bitfinex
Telegram: https://t.me/bitfinex
Discord: https://discord.com/invite/bitfinex

Thank you for listening to Bitfinex Talks!

“Strong decentralized interoperability creates a much better financial system, much more liquid with substantially better characteristics for people taking part in it.” – Hugo Phillion

Who is our guest?Hugo Phillion is the co-founder and CEO of Flare Network, a layer one EVM smart contract blockchain with native interoperability protocols. Flare’s innovative architecture enables decentralised data oracles and cross-chain state consensus, providing developers with access to a wide range of on-chain and off-chain data to build more sophisticated decentralised applications.

What was discussed in this episode?

In this episode, Hugo explains how Flare’s two core protocols — the Flare Time Series Oracle (FTSO) and the State Connector — enable secure, decentralised access to reliable price data and cross-chain information. He discusses the importance of interoperability across multiple blockchains and data sources, and how Flare harmonises liquidity and interest rates across ecosystems like Ethereum, Cosmos, Polkadot, and more. Hugo also covers Flare’s governance structure, tokenomics of the FLR token, and the role of the Songbird Canary Network as a real-value test environment. The episode highlights Flare’s unique approach to bridging assets like Bitcoin into the smart contract space and empowering developers through grants and robust tooling.

#Blockchain #Crypto #Interoperability #Decentralisation #SmartContracts

Guest Contacts:
Hugo Phillion Twitter: https://x.com/HugoPhilion
Flare Network Twitter: https://x.com/flarenetworks
Flare Network Telegram: https://t.me/FlareNetwork

Bitfinex Contacts:
Youtube: https://www.youtube.com/@BitfinexExchange
Twitter: https://x.com/bitfinex
Telegram: https://t.me/bitfinex
Discord: https://discord.com/invite/bitfinex

Thank you for listening to Bitfinex Talks!