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You got a raise… so why doesn’t it feel like one? This episode breaks down lifestyle inflation, the sneaky ways spending rises with income, and what you can do to enjoy your raise without feeling stuck in the same financial place.

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With interest rates beginning to shift, many homeowners are wondering if now is the right time to refinance. In this episode, Michelle and Kaitlin sit down with Sue Wack, Mortgage Loan Originator at Central Willamette Credit Union, to break down what refinancing really means, when it makes sense, and when it might not.

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Join hosts Kaitlin and Michelle as they sit down with Alex Singletary, Mortgage Loan Originator at Central Willamette Credit Union. In this episode we will discuss home interest rates and what buyers can do to be prepared for changing rates in 2026.

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Bonus Episode!
We’re dropping a special episode outside our usual schedule! Kaitlin and Michelle are joined by Eugene Branch Manager Kellie Marshall to share practical tips for making the most of your money this holiday season.

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This episode of the Better Lives Podcast explores how to enjoy the holiday season without overspending. The hosts break down a simple three-step budgeting plan, smart ways to save, and creative gift ideas that won’t strain your wallet. Learn how a little planning can ease holiday stress and set you up for a financially confident new year.

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In this special International Fraud Awareness Week episode, hosts Kaitlin and Michelle break down today’s most common scams, including impersonation, phishing, and new AI-driven fraud, sharing practical tips to help you and your loved ones stay safe.

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Helen Higgins, CEO of the Boys & Girls Club of Corvallis, joins us to share her leadership journey and the Club’s mission to create opportunities, support families, and build a sense of community for local kids.

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Erik sits down with Lending Specialist Keri to talk all things wellness! Learn how Central Willamette’s Wellness Program supports employees, adds fun to healthy living, and what new initiatives are on the way.