On this episode of the BA Podcast Guys, Rob welcomes Quint Tatro, an industry leader known as a frequent guest on CNBC, Bloomberg, Reuters, and Yahoo Finance. Quint is the host of the DIY Money podcast, founder of Joule Financial, and an adjunct professor of finance at the University of Kentucky. He also founded Kentucky Young Investors, a program that teaches high schoolers to research, pitch, and invest in real stocks, with the gains going toward their college scholarships. Hear how Quint retired at 48, why he believes every kid should learn to invest, and how one stock pick is now funding the next generation of investors.

Listen & Subscribe: Apple Podcasts: https://podcasts.apple.com/us/podcast/best-advice-podcast-guys/id1729063229 Spotify: https://open.spotify.com/show/2xscesUNvtNlWnhMIUbK2r All Platforms: https://bestadvicepodcastguys.com 🔔 Subscribe: https://www.youtube.com/@BApodRob Connect with Quint: 🔗 Kentucky Young Investors: https://kentuckyyounginvestors.com 🎙️ DIY Money Podcast: https://podcasts.apple.com/us/podcast/id1454855065

This episode breaks down dollar cost averaging and ranks the four worst single-day percentage declines in S&P history—Black Monday (1987), the Great Crash and Black Tuesday (1929), and the COVID-19 crash (2020)—and explains what happened during those days.

Hosts Rob and Wealth Advisor, Abby Lovaglio, discuss margin calls, the market’s bouncebacks, emotional investing, and practical strategies like dollar-cost averaging to stay invested for long-term growth.

Aerospace Employees (Lockheed Martin): You may be leaving 10% free money on the table. Between automatic 6% contribution and the 50% match on your first 8%, the salary savings plan pays you to show up — and most employees never max it.

Mike Allen, CFP® and Mitch Allen, CFP® of Security Financial Management break down the 6% + 4% math, why your emergency fund comes first, the Roth "tax insurance" move, RSU over-concentration, and the acronyms (NQSSP, SSP, DMICP, NUA) that actually matter. 📌 Schedule a consultation with our award-winning team: https://go.oncehub.com/SecurityFinancialManagement

#LockheedMartin #401k #Retirement #AerospaceCareers #BestAdvicePodcast ➖➖➖➖➖➖➖➖➖➖➖➖

🎧 Listen & Subscribe:

🔹 Apple Podcasts: https://podcasts.apple.com/us/podcast/best-advice-podcast-guys/id1729063229

🔹 Spotify: https://open.spotify.com/show/2xscesUNvtNlWnhMIUbK2r

🔹 All Platforms: https://bestadvicepodcastguys.com

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🤝 Get Personalized Financial Guidance:

📌 Learn about the SFM process: https://www.sfmadvisorgroup.com/

🔔 Subscribe for more expert insights:

www.sfmadvisorgroup.com

Certified Financial Planners® Michael Allen and Mitchell Allen walk through 12 common retirement challenges faced by Lockheed Martin and aerospace employees, including too many choices, overreliance on company stock, tax surprises, Social Security timing, healthcare costs, asset allocation, withdrawal strategies, and estate planning.

The episode delivers concise, practical advice and actionable steps to simplify decisions, protect savings, coordinate benefits, and build a tax-efficient, long-term retirement strategy so listeners can retire with clarity and confidence.

🎧 Listen & Subscribe:

🔹 Apple Podcasts: https://podcasts.apple.com/us/podcast/best-advice-podcast-guys/id1729063229 🔹 Spotify: https://open.spotify.com/show/2xscesUNvtNlWnhMIUbK2r 🔹 All Platforms: https://bestadvicepodcastguys.com

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🤝 Get Personalized Financial Guidance:

📌 Learn about the SFM process: https://www.sfmadvisorgroup.com/ 📌 Schedule a consultation with our award-winning team 👉 https://go.oncehub.com/SecurityFinancialManagement

🔔 Subscribe for More Expert Insights: https://www.youtube.com/@BApodRob

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A CPA, estate-planning attorney, insurance professional, and financial advisor may all be working for you—but are they actually talking to one another?

In this episode, Michael Allen, CFP®, and Mitchell Allen, CFP®, explain why professional coordination is critical for aerospace employees and their families.

Using real client examples, they show what can happen when financial professionals fail to communicate—and how proper coordination can connect your:

• Estate plan and trusts • Beneficiaries and life insurance • Pension and Social Security • Taxes and investment accounts • RSUs and company benefits • Family and professional team

For Lockheed Martin and other aerospace employees, having multiple specialists is not enough. They must understand the complete financial picture and work together before a major life event occurs.

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📈 Welcome to Best Advice Podcast Guys!

We bring you expert financial advice, success stories, and insights from top industry leaders. Hosted by Rob Lovaglio and a panel of experienced financial professionals—including Frank Lovaglio, RFC®, David Allen, CFP®, Mitchell Walk, AAMS®, Austen Jacks, CFP®, and Mitch Allen, CFP®—we break down the strategies that drive wealth, success, and financial freedom.

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🎧 Listen & Subscribe:

🔹 Apple Podcasts: https://podcasts.apple.com/us/podcast/best-advice-podcast-guys/id1729063229 🔹 Spotify: https://open.spotify.com/show/2xscesUNvtNlWnhMIUbK2r 🔹 All Platforms: https://bestadvicepodcastguys.com

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🤝 Get Personalized Financial Guidance:

📌 Learn about the SFM process: https://www.sfmadvisorgroup.com/ 📌 Schedule a consultation with our award-winning team 👉 https://go.oncehub.com/SecurityFinancialManagement

🔔 Subscribe for More Expert Insights: https://www.youtube.com/@bapodrob

#AerospaceEmployees #EstatePlanning #FinancialPlanning #LockheedMartin #RetirementPlanning

Advisors Michael Allen and Stephen Young share memorable advice from a retired Lockheed VP. Join Best Advice Podcast Guys as we break down practical tips on productivity, planning, and mastering your trade to increase effectiveness in work and investing. ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ 🎧 Listen & Subscribe: 🔹 Apple Podcasts: https://podcasts.apple.com/us/podcast... 🔹 Spotify: https://open.spotify.com/show/2xscesU... 🔹 All Platforms: https://bestadvicepodcastguys.com ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ 🤝 Get Personalized Financial Guidance: 📌 Learn about the SFM process: https://www.sfmadvisorgroup.com/ 📌 Schedule a consultation with our award-winning team 👉 https://go.oncehub.com/SecurityFinanc... 🔔 Subscribe for More Expert Insights: / @bapodrob ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ Related Phrases: Financial advice from industry experts, smart investing strategies for beginners, market updates and economic insights, how to grow wealth and manage money, the best financial podcast for investors, breaking down stock market trends, expert tips for financial freedom, understanding taxes tariffs and trade policies, wealth-building secrets from financial advisors, how to protect your investments in a volatile market Related Hashtags: #financepodcast #investingtips #marketnews #401k #wealthbuilding #financialfreedom #moneymatters #tradingstrategies #economicnews #financialplanning #securityfinancialmanagement

Retired Lockheed director Mark Hatter, shares his journey from a demanding aerospace career to a vibrant retirement focused on health, photography and travel. He explains how careful financial planning, prioritizing work-life balance, and choosing to leave before 60 gave him years of active, fulfilling life.

Mark describes mentoring at Lockheed, the challenges of supply chain and program obsolescence, and the importance of saving early. He also discusses his second career teaching underwater photography, donating his artwork to charity, and urges employees to cultivate passions and plan so retirement becomes a new chapter, not an empty void. 📈 Welcome to Best Advice Podcast Guys! We bring you expert financial advice, success stories, and insights from top industry leaders. Hosted by Rob Lovaglio and a panel of experienced financial professionals—including Frank Lovaglio, RFC®, David Allen, CFP®, Mitchell Walk, AAMS®, Austen Jacks, CFP®, and Mitch Allen, CFP®—we break down the strategies that drive wealth, success, and financial freedom.

➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ 🎧 Listen & Subscribe: 🔹 Apple Podcasts: https://podcasts.apple.com/us/podcast... 🔹 Spotify: https://open.spotify.com/show/2xscesU... 🔹 All Platforms: https://bestadvicepodcastguys.com

➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ 🤝 Get Personalized Financial Guidance: 📌 Learn about the SFM process: https://www.sfmadvisorgroup.com/ 📌 Schedule a consultation with our award-winning team 👉 https://go.oncehub.com/SecurityFinanc... 🔔 Subscribe for More Expert Insights: / @bapodrob

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Related Phrases: Financial advice from industry experts, smart investing strategies for beginners, market updates and economic insights, how to grow wealth and manage money, the best financial podcast for investors, breaking down stock market trends, expert tips for financial freedom, understanding taxes tariffs and trade policies, wealth-building secrets from financial advisors, how to protect your investments in a volatile market

Related Hashtags #financepodcast #lockheedmartin #investingtips #wealthbuilding #financialfreedom #moneymatters #tradingstrategies #economicnews #financialplanning #securityfinancialmanagement