Tricia Miller is joined by three fellow practitioners and friends—Jodi LaFrance, Nicole Gardner, and Becca Wilhite—to unpack their week at the 2026 Nelson Nash Institute Think Tank in Birmingham, Alabama (the 20th anniversary Think Tank).

This conversation is a behind-the-scenes look at what Think Tank is, why the theme "thinking long range" matters, and what it really means to build a financial legacy that reaches beyond retirement—into children, grandchildren, and generations not yet born.

You'll hear:

• Why "long range" isn't 65–80… it's multi-generational stewardship

• The power of training kids in cash flow, responsibility, and family banking

• The human behavior side of banking: repayment, discipline, and integrity

• A surprising Benjamin Franklin story that proves: the vehicle matters… but behavior matters more

• Practical takeaways each of these women is implementing immediately

Mentioned in this episode:

• Nelson Nash Think Tank + Practitioner Program

• Becoming Your Own Banker (Nelson Nash)

• Rachel Marshall's Seven Generations Legacy

• Benjamin Franklin's Last Bet (Michael Meyer)

Call to action:
If you've felt like a lone ranger practicing IBC, this episode will remind you: there's a community—and you're not crazy for thinking generationally.

In this episode of Bankless By Design, Tricia Miller continues her conversation with fellow Infinite Banking practitioner Nolan Johnsrud, focusing on one of the most misunderstood parts of the Infinite Banking Concept: capitalization.

Why did Nelson Nash say "don't be afraid to capitalize"?
Why does paying high premium come first?
And why are policy loans not something to fear?

This conversation reframes how to think like a banker instead of a borrower. You'll hear why control matters more than speed, why banks care more about cash flow than eliminating debt, and how rushing to pay off policy loans can actually slow long-term progress.

Topics include:

• Why capitalization matters before a policy can truly work

• How paying premium first revises your spending pattern

• How to manage policy loans with discipline — not panic

• Why Infinite Banking rewards patience and long-range thinking

📘 Books referenced include Becoming Your Own Banker, How Privatized Banking Really Works, and The Creature from Jekyll Island.

⚠️ This is Part 2 of the conversation. Listen to Part 1 first for context.

For help reading Becoming Your Own Banker or applying these ideas, reach Tricia at tricia@banklessbydesign.com.

Saving money shouldn't mean putting life on hold.

In Episode 26 (Part 1) of Bankless By Design, Tricia Miller is joined by fellow practitioner Nolan Johnsrud for a grounded conversation about Infinite Banking for real people. Together, they explore how Infinite Banking helps families save and live at the same time—so they can ultimately thrive.

This episode covers mindset shifts around saving, the role of life insurance as a living financial asset, and why long-range thinking creates peace instead of pressure.

This conversation continues in Part 2, coming next week.

Tricia and Jonathan continue the Becoming Your Own Banker series with the second half of Nelson Nash's Grocery Store example (5th edition, page 16). They unpack the "back door" problem — why taking from your own system without paying it back is a quiet form of self-sabotage — and how scrupulous honesty, long-term thinking, and disciplined repayment are essential to building a thriving family banking system. They also discuss the IRS as a "silent partner" in business and why Nash challenges the usual "friends and family discount" mindset.

📘 Referenced Book: Becoming Your Own Banker by R. Nelson Nash
🎙️ Series: Becoming Your Own Banker® (Episode 9)

If you understand the grocery store example, the rest of Infinite Banking gets easy.

In Part I of the Grocery Store Example from Becoming Your Own Banker, we break down why Infinite Banking isn't about the rate of return—it's about turning inventory, velocity of money, and running your policy like a business.

Using Nelson Nash's famous can-of-peas analogy, we explore how small margins become powerful when money keeps moving—and why most people miss this entirely.

This is foundational thinking.
Part II continues the lesson next week.

👉 Learn more or get started at banklessbydesign.com

📘 Referenced Book: Becoming Your Own Banker by R. Nelson Nash
🎙️ Series: Becoming Your Own Banker® (Episode 8)

Who really controls the money?
In Episode 21 of the Becoming Your Own Banker series, we take a 30,000-foot view of money, banking, and control. Nelson Nash teaches that there is one pool of money in the world — constantly flowing through individuals, families, businesses, and banks — and the banking business exists to control that flow.

Most people never stop to ask how much of the banking function they actually control as it relates to their own needs. In this episode, we explore cash flow, the illusion of control, and why money always finds its way back to the banking system unless families intentionally keep that function at home.

This conversation lays the foundation for becoming Bankless by Design.

📘 Referenced Book: Becoming Your Own Banker by R. Nelson Nash
🎙️ Series: Becoming Your Own Banker® (Episode 5)