Épisodes

  • Extra Costs You Didn’t Know You Were Paying
    Jan 22 2026

    In this episode, Deborah explains Loan Level Price Adjustments (LLPAs). She talks about the cost that they are to borrowers, and the fact that most borrowers don’t even know they are paying for them. She also talks about the possibility of LLPAs going away for a little while with the latest talk from Trump, and the huge benefit that would be to borrowers trying to buy and refinance.

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    11 min
  • Real Estate Is A Long Game
    Jan 20 2026

    In this episode, Deborah teaches about DSCR investment loans, aka: loans that help you buy an investment property without providing any income documents. She uses real numbers, and shows you how to invest in real estate now, so you can benefit from the cash flow later. If you want to invest in real estate, then this episode is for you!

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    12 min
  • $10,000 LESS Purchase Price - What should I do with it?
    Jan 5 2026

    In this episode, Deb is breaking down the question going around the internet: “What if we have a $10,000 less purchase price?” She gives different scenarios and uses real numbers to help you make informed decisions.

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    14 min
  • Mortgage Insurance - Why do we need it?
    Jan 5 2026

    In this episode, Deb is explaining why we need mortgage insurance with a real life scenario and numbers.

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    3 min
  • Student Loan Deep Dive
    Jan 5 2026

    During this episode, Deb does a deep dive into student loans and how they are handled during the mortgage loan process. She also talks about the misunderstandings around them and gives real world examples of how they are factored in.

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    8 min