Most people think the U.S. healthcare system is broken.
It isn't.

It's operating exactly as designed.

In this episode of The Jake Giffin Podcast, Jake sits down with Donovan Pyle, a former insurance insider turned whistleblower, to expose how employers, employees, and patients are quietly turned into inventory inside a massive sales funnel.

Donovan breaks down how hospitals built insurance companies, how brokers are incentivized to sell against your interests, why doctors only see a fraction of every healthcare dollar, and how "coverage" became an unlimited spending machine with no accountability. They unpack the medical loss ratio, vertical integration, pharmacy benefit managers, and why confusion is the most profitable feature in healthcare.

This is not a rant. It's a map.

If you're an employer, executive, or business owner paying for health benefits, this conversation explains why costs rise every year while care gets worse and what can actually be done about it without waiting on Washington.

Donovan Pyle
Healthcare Fiduciary Consultant & Author
Website: https://www.fixinghealthcarebook.com
Book: Fixing Healthcare (Available November 12)
LinkedIn: https://www.linkedin.com/in/donovanpyle

Jake Giffin
Instagram / X / LinkedIn / YouTube: @thejakegiffin
Podcast: The Jake Giffin Podcast