In this episode of The Asset Preservation Hour, financial advisor Stewart Willis and host Spike Spengel tackle the headlines around BlackRock, ESG investing and the booming world of private credit and private equity. Stewart explains why values based investing matters, how ESG funds have actually performed, and why your portfolio should never include investments that conflict with your personal beliefs without your knowledge. He also breaks down BlackRock’s Aladdin risk engine, the rise of private investments once reserved for the ultra wealthy and the tradeoffs between eye catching yields and real transparency.

From Bitcoin ETFs and private credit yields to concerns about social media influencers pitching complex real estate deals, Stewart lays out the real risks of chasing what looks exclusive or trendy. Then the conversation shifts to 2025 retirement statistics, rising average retirement ages and why more people are choosing to work part time in retirement for purpose, community and mental sharpness rather than necessity alone.

Stewart shares stories from client meetings, including helping people figure out if they have enough “take this job and shove it” money, why some of his wealthiest clients drive modest cars and the importance of cash flow analysis to see if your money can last to age 90, 100 and beyond. He also talks about helping employers and workers better understand their 401k options and key opportunities for those age 59 and a half and older who may have more flexibility with their retirement plans than they realize.

If you have been wondering whether you are behind, taking too much risk or missing something in your retirement accounts, this episode offers practical insight, context and a clear invitation to get a real second opinion on your plan.

📞 Call 877-5-RETIRE or visit AssetPreservationWealth.com to schedule your complimentary portfolio review and retirement cash flow analysis.