31: Spending Rules That Actually Work
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If your spending keeps “mysteriously” drifting off course, it might not be your budget. It might be autopilot. This episode is all about creating simple consumption rules that slow you down just enough to stop the quiet money leaks before they become lifestyle.
It starts with a confession: an Apple fanboy phase so strong it ended in AirPods Max. From there, the show moves into real-world guardrails, like limiting DoorDash to once a month to break the late-night stress loop that costs you twice, in cash and in sleep. You’ll also hear how “secondhand first” and prioritizing natural materials pushes back on fast fashion, plus a capsule wardrobe strategy that uses constraints to kill impulse buys.
These rules aren’t about deprivation, they’re about designing friction on purpose. If you’re busy, ambitious, and tired of feeling like money disappears in the background, this episode gives you a playbook to make spending match your values again.
Get my free guide to where to spend your next dollar: https://stan.store/YMOEM/p/get-the-easy-mode-money-ladder-now
Get my guide on how to destroy your debt: https://stan.store/YMOEM/p/get-the-easy-mode-guide-to-destroy-your-debt
Chapters
00:00 The Awakening of a Consumption Habit
01:01 Establishing Consumption Rules
01:56 The Food Delivery Rule
03:58 Rethinking Clothing Consumption
08:11 The Capsule Wardrobe Concept
10:48 The Power of Repairing Over Replacing
14:13 Choosing Experiences Over Material Goods
17:10 Implementing a Waiting Period for Purchases
19:35 The Bought Status Test for Purchases
21:52 Conclusion: Building a System of Intentional Spending
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