Debt has ruined the lives of millions of Americans, but that doesn't mean you have to be one of them. There are ways to get out of tough financial situations, even if sometimes it seems hopeless and bleak. People have done it before you, and are continuing to do it right now. So why can't you?

You can. Of course you can, you just don't know how yet. However, with the right guidance you can liberate yourself from the modern day slavery of debt. With the tools and explanations discussed in this book, you can learn more about how to keep yourself and your family debt free and enjoying life without unnecessary, constant stress.

There are elements of fiscal responsibility that many people commonly overlook in the downward spiral of piling debt, but this book will cover everything you need to know and more. You'll learn about the most common reasons for how and why people get into debt, including debt traps that prey on unsuspecting victims, making you a wiser, more experienced spender and borrower over a course of days instead of years.

After you understand what to look out for, you'll also learn about how debt can negatively affect your life. With a more thorough comprehension of the destructive elements of constant debt, you'll be more motivated to start planning your debt elimination strategy now instead of putting it off to tomorrow.

Next, you'll learn the valuable how-to of debt elimination, including solving your current financial problems without resorting to more borrowing. A crucial lesson to be learned, this knowledge will keep you from relapsing into an even more perilous financial situation. You'll be armed with new tactics, allowing you to victoriously pull yourself up by your bootstraps.