The crisis of 2008 ruined the savings of many Americans, postponing or degrading the quality of their retirement. After this latest betrayal, we are seemingly left with no safe options for growing what money we can save. On the flip side, after trillions of bank bailouts, individuals, small businesses, and professionals have difficulty getting loans.

Fiscal education in our schools - and in the media - is poor and mostly wrong. The financial advice of what worked 20 years ago no longer works. Most of us cannot even imagine how to save money and have access to it when we need it.

So we don't. We borrow from banks. We gamble our precious savings on Wall Street. We get trapped for years in student loans and credit card payments. We lose money every year from avoidable taxes, interest charges and fees. Our savings and peace of mind suffers. Our future suffers.

There is a better way.

It is called Privatized Banking.

Yes, you've never heard of it. Privatized Banking is the traditional, American way of saving. Mostly forgotten during the booms (and busts) of the late 20th century, it has never failed in over 100 years. Through good times and bad, it has always worked.

Yes, you really can save with guaranteed growth, with no chance of loss, and have access to cash for all your personal purchases, business financing, and retirement income. It works whether you are starting out on your first job, a business owner, or someone just looking to secure your future.

This is not a brand-new gimmick or a "get-rich-quick" scheme, just proven knowledge that the banks, Wall Street, and their friends would rather you not know.

Stop Being Poor is a fun, fast listen that doesn't require any special experience or education. It has no boring lectures, buzzwords, or sales hype - just a step by step explanation of what you need to know and how to get started.