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Couverture de Smart Money Smart Kids

Smart Money Smart Kids

De : Dave Ramsey,Rachel Cruze
Lu par : Rachel Cruze,Dave Ramsey
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    Description

    Dave Ramsey and Rachel Cruze teach parents how to raise money-smart kids in a debt-filled world.

    In Smart Money Smart Kids, financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach for changing your family tree.

    ©2014 Lampo Licensing, LLC (P)2014 Lampo Licensing, LLC

    Ce que les auditeurs disent de Smart Money Smart Kids

    Moyenne des évaluations utilisateurs. Seuls les utilisateurs ayant écouté le titre peuvent laisser une évaluation.
    Global
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    Interprétation
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    Commentaires - Veuillez sélectionner les onglets ci-dessous pour changer la provenance des commentaires.

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    • Global
      5 out of 5 stars
    • Interprétation
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    Image de profile pour Aussie
    • Aussie
    • 10/05/2014

    Essential Parenting Advice

    If you could sum up Smart Money Smart Kids in three words, what would they be?

    Financial advice for parents.

    What other book might you compare Smart Money Smart Kids to and why?

    Total Money Makeover, Financial Peace

    What does Rachel Cruze and Dave Ramsey bring to the story that you wouldn’t experience if you just read the book?

    The opportunity to hear Dave and Rachel deliver advice in their own cadence. The ability to hear the narrators passion on the content.

    Was there a moment in the book that particularly moved you?

    Dave's final chapter "I was that Dad..." - It's as if he's speaking directly to you, empowering you to take control of your family tree, and ultimately change your legacy.

    Any additional comments?

    Very good overall. Simple concepts to implement with your children. Having already begun discussing the ideas with my kids, I can say the results are immediate - and surprising.

    39 personnes ont trouvé cela utile

    • Global
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    • Craig L. Clevenger
    • 23/05/2014

    Excellent ideas for all ages of children

    Great, age appropriate ideas for your children of all ages. Love the stories from his actual children. I began the first day and it has gone very well for my three kids from 6 to 10 years old.

    26 personnes ont trouvé cela utile

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      4 out of 5 stars
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    • barkadoodle
    • 19/01/2018

    useful information in an irritating presentation

    Rachel sounds like she's reading and has a grating voice. Dave is judgemental. They're both a bit narrow-minded. But ultimately it contains useful information I plan to put into practice.

    16 personnes ont trouvé cela utile

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    Image de profile pour Yakira Colish
    • Yakira Colish
    • 21/04/2015

    Amazing👍🏽👌🏽👍🏽👈🏽

    It's an amazing book that teaches you life lessons my 10 year old daughter even listened to it of course she didn't understand all of it but it's so cute how she try's to understand it👍🏽

    14 personnes ont trouvé cela utile

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    • sjturpin1
    • 02/01/2015

    Helpful & Practical, but Rachel is too dramatic

    Great Stuff
    Must Read
    Listening is hard due to Rachel's over-the-top drama and wannabe professionalism the entire book.

    14 personnes ont trouvé cela utile

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    • Thomas
    • 09/02/2017

    Avoid

    As a speaker on financial literacy I was interested in perspectives on getting very young children to appreciate the value of money. While this book has many good ideas, it goes way too far in others. In my opinion:
    - The authors are boastful. Repeatedly.
    - The constant religious references are destracting and annoying.
    - The authors are extreme in their views on use of credit cards. Yes, avoiding credit is a good idea if you don't handle it responsibly, but for those of us who do pay our balances each month this book is dead wrong. Every time Dave Ramsay uses his debit card for a major purchase, he (and everyone who pays with cash or debit) indirectly transfers some of his wealth to me (and everyone who pays with a rewards card).
    - Credit ratings are important. Again the author is on a tirade, but most of us won't escape a mortgage. Getting a lower interest rate because of a good credit score could save a homeowner tens of thousands of dollars over the life of that mortgage. Why is that dismissed?
    - Commissioned salespeople are broadly despised for being too pushy, yet the author suggests children be paid 'commission' instead of 'allowance' for doing chores. Is that reclassification helpful or consistent with the preaching about not being greedy? No, even if the lesson that it must be earned is.

    As you can tell, I did not enjoy this book. I am confident I can help the next generation win with money without being boastful, biased, or imposing my religious beliefs.

    10 personnes ont trouvé cela utile

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    • S. Norris
    • 27/04/2015

    Practical Advice for Raising $ Smart Kids

    This book is based on the authors' years and years of experience with helping people learn how to best handle their finances. The fact that this book focuses on raising money smart kids is great seeing that the two authors are a father-daughter team. This is really great to get both perspectives and it's also great for a lot of laughs.

    Dave Ramsey and his daughter, Rachel Cruze, do a great job reading their own pieces of their own book.

    Apply these principles to your life and your children's life ASAP and you will not be disappointed.

    10 personnes ont trouvé cela utile

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      3 out of 5 stars
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    • EE
    • 28/01/2021

    It's an alright book.

    I'm not a religious person but I thought I'd give this a shot. Overall I liked the book. It has pretty good advice overall and I enjoyed the stories in it. I can't say I agree with everything on the book but overall most of the things made sense. Some of the stories were pretty good and made very good points.

    One story that stuck out the most to me was when as a child the author spent her savings at a fair/carnival game booth and lost it all after getting excited and caught up in the moment. This happened to her as a child but one can imagine this happening to an adult at a casino, or in car dealership. Therefore, it is important to teach children from an early age the importance of managing money.

    The book various stories as the one mentioned above which I dug. Some of the stories I must admit were boring. There is some mentioning of the bible which I kind of expected from a book with Ramsey in it and of course there is some of his jerk trade mark which I also expected from a book with his name on it. There are some bible references in the book but it was not proselytizing or overbearingly religious. The bible references were used to make a point. I am an atheist but I try to be respectful and keep an open mind and if it's something that will help me be a better parent why not?

    Overall, I would say this book has pretty good advice and I might give it another listen in the future. if you can get it for free or for a discounted price even better but if you have the money and the time go for it.

    9 personnes ont trouvé cela utile

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    • Jouko
    • 02/05/2016

    Authors : You are missing something....

    Overall fine, but somewhat unrealistic at times. I am sure great for some (especially the thoughts on raising money smart kids), but would recommend to be listened to with some common sense.

    Maybe good for people who have no self-control. For example, I agree, credit cards can be horrible if not used wisely. I can still do a budget and use a credit card responsibly by paying monthly and gaining the 1-5% of what I put on it in cash back. Much safer and more economical than using a debit card or checks in this day and age of fraud! My children have almost all their cloths free from credit card rewards from partner stores. The authors themselves prove from their stories that they lacked that control (like so many do), so they had to go to this extreme. Second, I am glad they were able to put all three children through college without debt. Personally, I did not have that luxury that I am now able to provide my children. I did take a small amount of debt, while working 40+ hours a week, to get myself a great college education and resulting career. It was an investment paid off in two years, but would not have happened without the short-term loan. Third, when it comes to the home my family lives in, had we followed their plan, we would have been paying all that money for renting for 10+ years, instead of building equity in a home that we bought responsibly with 20% down. We are paying it off faster than planned, but thanks to the increased property value, tax deductions and lack of rent payment, it was a wise investment, but apparently against biblical teaching. Fourth, a minor note, if you are reading an audio book, don't refer to the printed material in the back of the book! Does not add to your credibility. Fifth, I am glad you were able to but your cars with cash. I have been blessed in being able to do so, but explain that to someone who is starting up and needs to get to a job and does not have the option of mass transportation.

    Again, some sound advise that is taken to the extreme by using one person's interpretation of biblical teaching and with assumptions born of wealth despite the reported eye opening experiences they have had it their lives.

    Finally a note to Audible: Please don't let authors read their own books!!!!!!! It may sound like a good idea, but it is not. This wasn't as bad as some, but leave the job to professional readers and stick to writing. I have yet to hear one that measured up to the level I have grown to expect from Audible performances and now avoid any books that have the author reading them.

    6 personnes ont trouvé cela utile

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    • Brenna
    • 31/03/2015

    Wish I knew this stuff about 30 years ago

    Great book with practical how to that will help every family succeed in their financial management and training their children how to apply the principles to their lives at a young age.

    6 personnes ont trouvé cela utile