In this Quick Hits episode of Revolutionizing Your Journey, DeAndre returns after a 33-day honeymoon across Hong Kong, Fiji, and New Zealand to break down one of the most chaotic news cycles in recent points and miles history. The episode focuses on real-world implications of Bilt’s rapidly evolving 2.x updates, including the new Palladium card, surprise promos tied to The Points Guy, expanded Bilt Cash use cases, and newly added earning exclusions that caught many by surprise.

DeAndre shares his personal decision-making process around applying for the Palladium card, navigating the limited-time 5x promo, and evaluating whether Bilt can realistically replace other “catch-all” cards. He also covers important reminders about Capital One Venture X lounge access changes, a new free tool to maximize Chase’s Edit hotel credits, and why tax payments and resale marketplaces are now off the table for Bilt rewards.

The episode closes with a deeper look at buying hotel points during 100% bonus sales, how the community is using tools like Zil Money and Hilton transfer bonuses, and why staying plugged into an active points-and-miles community can be the difference between missing out and maximizing value.

Key takeaways:

1. Bilt 2.x changes: Rapid updates make it essential to focus on real usage decisions instead of chasing every announcement.
2. Palladium card strategy: Applying early may unlock valuable promos, including limited 5x earning windows.
3. TPG promo workaround: Some listeners successfully had the 5x Palladium offer added via Bilt chat support.
4. Major exclusions added: Tax payments and online resale marketplaces no longer earn Bilt rewards.
5. Venture X lounge changes: Authorized users lose free access starting February 1 unless they add paid access.
6. Edit Maxer tool: A new free resource simplifies finding Chase Edit hotel credit opportunities.
7. Buying points still works: 100% bonuses on Hilton and IHG points can unlock outsized value when used correctly.
8. Transferable points win: Flexibility often beats fixed hotel multipliers when bonuses are in play.

Interested in Financial Planning?

1. Truicity Wealth Management

Resources:

1. Buying Hotel Points & Airline Miles: When, Why, and How It Makes Sense for Smarter Travel
2. Buying IHG Points: Unlock Luxury Stays at a Fraction of the Cost
3. Book a Free 30-minute points &...