Why would anyone build a bank? with David Jarvis, CEO & Founder at Griffin
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Why would anyone build a bank? with David Jarvis, CEO & Founder at Griffin
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Starting a bank seems like one of the hardest things you could possibly do. David Jarvis, CEO of Griffin, did exactly that and walks me through the WHY and HOW of building a bank from scratch.
Getting a banking license is no joke! I thought I understood this from my Monzo days, but turns out I'd only scratched the surface.
In this episode, we get into:
- How the licensing process actually works - from the first phone call to the Bank of England through 4.5 years of iterative feedback
- Why every bank has a £1M monthly burn rate
- The reality of raising £50M before you have a single customer or £ of revenue
- What actually happens when you send a payment (there's probably another bank involved)
- Why Revolut, with 70M customers, is still fighting for a banking license
David also shared about the less glamorous bits of startup founder life, but you’ll have to listen to find out!
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