Build your investing constitution. Learn the 5 sections of a Personal Investment Policy Statement to stay disciplined and avoid emotional decisions.

If you don't have a plan, you're planning to fail. In this episode, CREI Collin walks you through the five core sections of a Personal Investment Policy Statement (IPS)—your written constitution for investing. Learn how to define your philosophy and goals, set your risk tolerance and capital allocation rules, establish clear investment criteria, build a diversification strategy, and create a review process that keeps you disciplined for decades. Stop chasing shiny objects. Start building wealth with intention.

• Why emotions are expensive in investing (and how an IPS protects you)
• The 5 core sections of a Personal Investment Policy Statement
• How to define your investment criteria: asset classes, markets, deal structure, sponsors
• Your diversification strategy: spreading risk across sponsors, markets, and asset classes
• How to review and adjust your IPS over time without breaking discipline

• 0:00 - Opening: Without a Plan, You're Planning to Fail
• 2:30 - Why You Need a Personal Investment Policy Statement
• 4:45 - Section 1: Your Investment Philosophy and Goals
• 6:30 - Section 2: Risk Tolerance & Capital Allocation
• 8:15 - Section 3: Your Investment Criteria (The Filter)
• 11:00 - Section 4: Your Diversification Strategy
• 12:45 - Section 5: Review & Adjustment Process
• 14:30 - Your Action Step: Draft Your IPS This Week

• Episode 3: Conducting Due Diligence on Sponsors
• Episode 8: The Investment Timeline - When to Deploy Capital
• Passive Investor Coaching: Schedule a Call

Investment Policy Statement, IPS, investment philosophy, risk tolerance, capital allocation, diversification strategy, investment criteria, syndication strategy, passive income planning, portfolio management, sponsor vetting, real estate investing discipline

This episode is for educational purposes only and does not constitute financial, tax, legal, or investment advice. Always consult with your licensed CPA, attorney, and financial advisor before making any investment or tax decisions.

Schedule a free consultation with CREI Partners to draft a customized IPS that aligns with your goals and keeps you on track.

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• (00:00:01) - Building Passive Income
• (00:01:25) - The Personal Investment Policy Statement
• (00:02:21) - An Investment Policy Statement (IPPS)
• (00:03:49) - What Goes Into a Personal Investment Policy Statement
• (00:05:14) - Your Risk tolerance and Capital Allocation
• (00:08:09) - 3 Steps to Building a Diversification Strategy
• (00:10:43) - 3 Steps to Writing Your Personal Investment Policy Statement
• (00:11:47) - Building Passive Income