A weak rehab budget can derail your real estate investment before construction even begins. Ryan Blake and Jared Sandler break down the commonly overlooked costs that can wreck a deal—from demolition, dumpsters, and appliances to HVAC, roofing, foundation repairs, landscaping, and contingency funds.

Learn why you should never submit a contractor’s estimate without reviewing it, how a detailed scope of work can support your property’s after-repair value (ARV), and why adding a little cushion now could save you from paying thousands out of pocket later.

Whether you’re planning a fix-and-flip or renovating a rental property, this episode will help you build a stronger, more realistic rehab budget—and avoid learning these lessons the expensive way.

In this road edition of Who Gives a Flip, Ryan Blake and Jared Sandler talk about why honest, upfront communication between borrowers and lenders matters so much in real estate investing. From comparing term sheets to asking why certain requirements exist, they explain how open conversations can lead to better solutions, stronger relationships, and even changes that improve the borrower experience. They also cover why the cheapest option is not always the best option, and why a good lender should be willing to tell you when another route makes more sense for your deal.

In this episode of Who Gives a Flip?, Jared Sandler and Ryan Blake break down the different loan products available to real estate investors and how to think through which option may fit your next deal.

They discuss Longhorn Investments’ core loan programs, including 100% loan-to-cost financing, lower-rate options for borrowers who bring money down, new construction loans, and DSCR loans for long-term rental investors. Along the way, Jared and Ryan explain key concepts like loan-to-cost, loan-to-value, ARV, debt service coverage ratio, and why flexibility matters as investors grow.

Whether you are working on your first flip, scaling into multiple projects, considering new construction, or planning to hold rentals long term, this episode offers a practical look at how different financing options can support different investing strategies.