Who decided “high net worth” starts at a certain dollar amount in an investment account, and why do so few of those definitions include us in the picture?

In this episode, Meg takes apart the idea of being “high net worth” and asks a bigger, better question instead: what does wealth actually mean for our communities? She looks at how the financial industry use labels like “mass affluent” and “HNW” to decide who gets access and support, and how those labels were built on stolen land, unpaid labor, and generations of exclusion.

Then we zoom in on what it looks like to define wealth on your own terms and build a version of “high net worth” that includes safety, support, and community. You will walk away with practical steps to measure what matters, set your own “enough” number, and build wealth that actually serves you and your people.

⏱️ In This Episode:

00:00 Who Gets to Be “High Net Worth”

00:42 How The Industry Defines Wealth

02:11 The Racial And Gender Wealth Gaps Behind Those Labels

04:05 What Those Labels Decide For You

08:00 Redefining Wealth For Our Communities

09:27 Beyond Dollars: Rest, Safety, Support And Time

13:12 Setting Your Own “Enough” Number

15:06 Building Community Wealth, Not Just Individual Wealth

17:02 Aligning Prices, Boundaries And Goals With Your New Definition

19:10 Reflection Prompts And Your Next Small Step

🔗 Mentioned in This Episode:

👉 Net worth tracking tools and simple spreadsheets you will actually use
👉 Community banks and credit unions in your area
👉 Mutual aid funds and community care networks
👉 Equitable Money Project resources on values based money planning

💬 Connect with Us:

🌐 Website → https://equitablemoneyproject.com

📸 Instagram → https://instagram.com/equitablemoneyproject

🎧 Podcast → https://equitablemoneyproject.com/podcast

🚀 Your Next Step:

Ready to make your money match your values and build a version of wealth that actually includes you and your community? Download our free Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit