Meeting with a financial advisor can feel intimidating, especially if you are worried that the conversation will quickly turn into a sales pitch or long-term commitment. But a good planning process should start with understanding where you are, where you want to go, and whether your current path can actually get you there.

In this episode, Wade explains why the financial plan comes first, how it can reveal gaps and opportunities, and why seeking wise counsel can help you make decisions with greater clarity and confidence.

Here’s some of what we discuss in this episode:

🗺️ Start With Planning: Understand the path first

🤝 No Pressure: Planning can stand alone

🔍 Find the Gaps: Identify risks and blind spots

📈 Review Often: Plans must evolve

🧭 Seek Wisdom: Good counsel strengthens decisions

Get in touch with Chessman Wealth: https://www.chessmanwealth.com/

The opinions voiced in The Money Knight podcast with Wade Chessman of Chessman Wealth Strategies are for general information only and are not intended to provide specific advice or recommendations for any individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing.

Investment advisory services offered through CWM, LLC, an Investment Advisor. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors.

📞✨ Get in touch with Chessman Wealth: https://www.chessmanwealth.com/

Net worth is one of the most common ways people measure financial progress, but it does not tell the whole story. Two people can have nearly identical net worth numbers and still be in completely different positions when it comes to retirement.

In this episode, Wade explains how to calculate net worth, why age-based comparisons can be misleading, the difference between total and investable net worth, and why your financial worth should never become your measure of self-worth.

For this week’s Kingdom Minute, we will explore what the Bible tells us about net worth versus self-worth.

Here’s some of what we discuss in this episode:

💰 Know the Formula: Assets minus liabilities equals net worth

📊 Comparisons Can Mislead: Average and median figures tell different stories

🏠 Not All Wealth Is Liquid: Home and business equity may not fund retirement

💵 Income Matters: Pensions and Social Security can add tremendous value

🙏 Net Worth ≠ Self-Worth: Money should never define personal value

Get in touch with Chessman Wealth: https://www.chessmanwealth.com/

The opinions voiced in The Money Knight podcast with Wade Chessman of Chessman Wealth Strategies are for general information only and are not intended to provide specific advice or recommendations for any individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing.

Investment advisory services offered through CWM, LLC, an Investment Advisor. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors.

A financial advisor may have been a great fit 20 years ago—but that does not automatically mean the relationship still matches your needs today. As retirement approaches and taxes, income planning, estate issues, charitable giving, inheritances, or business decisions become more complicated, the kind of advice you need can change too.

In this episode, Wade Chessman shares several questions to help evaluate an existing advisory relationship, explains what a second opinion can look like, and discusses when changing advisors may—and may not—make sense.

Here’s some of what we discuss in this episode:

🤝 Relationships Matter: Loyalty alone shouldn’t drive the decision

📈 Needs Can Change: Financial complexity often grows over time

🧩 Look Beyond Investments: Comprehensive planning should cover more than performance

💬 Ask Better Questions: Evaluate service, proactivity, fees, and fit

🔍 Get a Second Opinion: A fresh review can confirm or challenge your current direction

Get in touch with Chessman Wealth: https://www.chessmanwealth.com/

The opinions voiced in The Money Knight podcast with Wade Chessman of Chessman Wealth Strategies are for general information only and are not intended to provide specific advice or recommendations for any individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing.

Investment advisory services offered through CWM, LLC, an Investment Advisor. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors.