The Hidden Retirement Mistakes DIY Planners Make
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Can AI tell you when it's time to retire, or is that a decision that still requires a human touch?
In this episode of Aspire to Retire, Ralph and Tim Short explore the growing role of artificial intelligence in retirement planning and where technology falls short. They discuss why retirement is about more than calculators and algorithms, covering Social Security timing, required minimum distributions (RMDs), taxes, healthcare costs, lifestyle planning, and the value of personalized guidance. The conversation also highlights common do-it-yourself retirement mistakes, budgeting for travel and hobbies, and why defining your retirement lifestyle should come before calculating how much money you need. If you're preparing for retirement or want a second opinion on your current plan, this episode offers practical insights to help you think beyond the numbers.
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