Part 3 of The Rule That Taxes Your Retirement. Your RMD is one division: last December's balance divided by a factor from an IRS table. On a $1,000,000 IRA, that's about $37,700 at 73 and about $82,000 at 90. Plus the rules that trip people up.

Read the full article: https://news.americanretirementadvisors.com/rmd-how-much-do-you-have-to-take-out/

American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email support@americanretire.com, or visit https://americanretirementadvisors.com.

Part 2 of The Rule That Taxes Your Retirement. For 45 years the starting age was 70½. Now it's 73 or 75, depending on the year you were born. The age ladder, the first-year catch that can mean two RMDs in one year, and the still-working exception.

Read the full article: https://news.americanretirementadvisors.com/rmd-when-do-your-rmds-start/

American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email support@americanretire.com, or visit https://americanretirementadvisors.com.

Part 1 of The Rule That Taxes Your Retirement. At a certain age, the government stops waiting and makes you withdraw from your IRA every year, whether you need the money or not. What a required minimum distribution is, and the deal you made decades ago that started it.

Read the full article: https://news.americanretirementadvisors.com/rmd-why-do-they-make-you-take-the-money-out/

American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email support@americanretire.com, or visit https://americanretirementadvisors.com.

Part 5 of Dental Care in Retirement. Since 2022, a Medicare Advantage plan may pay for routine dental even when your dentist has opted out of Medicare. How networks and out-of-network care work, and six questions to ask before your next visit.

Read the full article: https://news.americanretirementadvisors.com/dcr-can-you-see-a-dentist-who-doesnt-take-medicare/

American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email support@americanretire.com, or visit https://americanretirementadvisors.com.

Part 4 of Dental Care in Retirement. Many Medicare Advantage plans include dental, and a lot of it goes unused. Where to find the dental section in your plan's papers, what 'preventive' and 'comprehensive' really mean, and the limits to look for.

Read the full article: https://news.americanretirementadvisors.com/dcr-what-does-your-plans-dental-really-cover/

American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email support@americanretire.com, or visit https://americanretirementadvisors.com.

Part 3 of Dental Care in Retirement. Before you sign up for any dental plan, there are other places to look: your own dentist, dental schools and hygiene clinics in the Phoenix area and Las Vegas, community health centers, and Medicaid if you qualify.

Read the full article: https://news.americanretirementadvisors.com/dcr-where-can-you-get-dental-care-for-less/

American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email support@americanretire.com, or visit https://americanretirementadvisors.com.

Part 2 of Dental Care in Retirement. A dental discount plan and a dental insurance policy work very differently. In our example, the same policy costs $1,780 or $1,155 for the year, depending on when you need the crown.

Read the full article: https://news.americanretirementadvisors.com/dcr-discount-plan-or-dental-insurance/

American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email support@americanretire.com, or visit https://americanretirementadvisors.com.

Part 1 of Dental Care in Retirement. Many of our clients are surprised how little dental care Medicare itself pays for. Where your dental coverage really comes from, the few times Original Medicare does pay, and where to start.

Read the full article: https://news.americanretirementadvisors.com/dcr-does-medicare-pay-for-your-teeth/

American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email support@americanretire.com, or visit https://americanretirementadvisors.com.