In this culminating episode, Chloe will weave together the insights from the previous episodes, exploring the journey from the historical roots of financial literacy to the current wave of reform.

Revisiting key concepts from previous episodes, Chloe will synthesize the discussions on the intersection of financial literacy, shame, and trauma and reflect on the new pathways for a more inclusive and just approach to financial education and how practitioners should contribute to it.

Creating effective financial education is complex, especially when the system itself is oppressive by design. This episode dives into real solutions, looking at how financial education can help address wealth inequality while drawing on research on the lived experiences of Black women participating in the economy.

Chloe and her guests, Michael Dedmon and Josh Caraballo, discuss the delicate balance between acknowledging financial trauma and pushing for wealth justice, drawing on both research and personal stories to highlight ways forward.

Now that we know the origins of financial literacy, we can better understand why the larger financial education system encompassing financial literacy has embedded legacies of white supremacy. For years, the prevailing message has been that anyone can budget, save, borrow, and invest their way out of financial hardship, and even oppression—but that mindset is shifting.

In this episode, Chloe and her guest Michelle Samuels-Jones, Ed.D discuss this pivotal turning point. They explain why financial education is evolving to recognize identity and cultural competency as essential to financial education. They will also discuss practical strategies and approaches they continue to learn about, amplify and support to model financial education can—and should—engage people in a more inclusive and equitable way.