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Welcome to the Monday Market Update

This week we are covering:

✅ Interest rate update — solidly in the mid to low sixes and what that means for your buyers

✅ The Wall Street Journal article on overpaying for your mortgage — and why it's misleading

✅ Why it's rarely about the interest rate and almost always about the strategy

✅ What first time buyers don't know that could cost them thousands

✅ Bank vs independent mortgage consultant — the huge difference in service and speed

✅ Why Bank of America is taking 7-9 weeks to close right now

✅ 4th of July week market update — is it actually slowing down?

✅ How to get your buyers closed in 30 days or less

Whether you're a buyer, seller or real estate agent this weekly update gives you the information you need to make smart decisions in today's market.

🔗 Book your FREE Discovery Call with Angie: https://calendly.com/angiegerber/real-estate-business-builder

📞 Connect with Nikki Erickson at Kevnik Mortgage:

📱 Call or Text: 952-484-1584

📧 Email: nikki@kevnikgroup.com

📘 Facebook | TikTok | Instagram: @mortgagesfrommntoaz

Support the show

Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire!

Find me in my free Community for Women Real Estate agent:
www.skool.com/rebusinessbuilder/about

Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684

With Gratitude -

Angie Gerber
angiegerber@gmail.com

⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life
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🏠 Real Estate Market Update | Week of June 21st

This week, Angie Gerber and mortgage expert Nikki from Kevnik Mortgage break down what's moving the market — and what every buyer, seller, and agent needs to know RIGHT NOW.

📉 What's in this episode:

• Oil prices drop to $73.50/barrel — what that means for interest rates
• Current rates sitting in the mid-6s (and how to get lower)
• CPI inflation numbers dropping Thursday — should you lock in NOW?
• Condo vs. Townhome financing: the difference that could make or break your deal
• How to tell if a property is a condo or townhome in Minnesota (hint: look for "lot and block")
• Why condos need 30–45 days to close vs. 2 weeks for townhomes
• HOA insurance changes from April and what they mean for your transaction
• Red flags to watch in association docs — before you list OR buy

📞 Connect with Nikki at Kevnik Mortgage:
📧 nikki@kevnickgroup.com
📱 952-484-1584
📲 @MortgagesfromMNtoAZ on Facebook, Instagram & TikTok

Support the show

Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire!

Find me in my free Community for Women Real Estate agent:
www.skool.com/rebusinessbuilder/about

Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684

With Gratitude -

Angie Gerber
angiegerber@gmail.com

⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life
🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/
🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/

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Mortgage rates finally show some relief as world events push oil down and bond markets respond, giving us a real reason to feel optimistic again.

We dig into record-setting US homeowner equity and the practical choices it creates for buying, refinancing, renovating, and even investing.

• Iran US deal implications for oil prices and mortgage interest rates
• Record $49T in owner-occupied home value and $35T in equity
• Insurance cost shocks and why ownership can offer more control
• Who to call back after 2 to 7 years of ownership
• Equity options like HELOCs, second mortgages, and renovation seconds
• Using home equity as a starting point for real estate investing

You can find Nikki on TikTok or Instagram @mortgagesfromMntoAZ. And on Facebook under Nikki Erickson, text or call 952-484-1584 or email me at Nikki@Kevnikgroup.com.

Support the show

Now's The Time - no matter where you are, where you have been, or your current results - By becoming more aware and following a process, you can have whatever it is you truly desire!

Find me in my free Community for Women Real Estate agent:
www.skool.com/rebusinessbuilder/about

Check out my YouTube Channel - So many ways to stay connected and plugged in! AGCoaching@agcoaching684

With Gratitude -

Angie Gerber
angiegerber@gmail.com

⬜ JOIN MY TIKTOK : https://www.tiktok.com/@agcoaching4life
🟧 FOLLOW AND LIKE MY FACEBOOK ACCT : https://www.facebook.com/angie.gerber.5/
🟫 FOLLOW ME ON MY INSTAGRAM : https://www.instagram.com/angie.gerber.5/