Cover of Perfect Cents Podcast

Perfect Cents Podcast

Perfect Cents Podcast

By: SAFE Credit Union
Listen for free

Season's Savings | 0.99 €/month for 3 months

5.99 €/month thereafter - terms apply. Cancel monthly.
Join the SAFE Community Relations team on a journey towards financial wellness and meaningful community involvement. The Perfect Cents Podcast, presented by SAFE Credit Union is a program designed to empower each listener to take control of their financial situation and become a greater force for good in their community. Episodes will feature recurring segments along with occasional guests from around the Greater Sacramento region. Guests will include SAFE Credit Union colleagues, industry experts, business leaders and non-profit champions. SAFE is a not-for-profit, cooperative state-chartered credit union based in Folsom, CA. Our mission is to help members improve their financial well-being, to provide excellent service and to ensure a financially sound credit union. Economics Management Management & Leadership Personal Development Personal Success
Episodes
  • Smart Business Banking Tips for Entrepreneurs & Startups

    Smart Business Banking Tips for Entrepreneurs & Startups
    15 Oct 2026
    Are you wondering how to set up your business banking, separate your personal and business finances, or find the right loans to grow your company? We welcomed SAFE Assistant Manager of Business Banking, Brian Rose, to break down everything entrepreneurs and small business owners need to know. From choosing the right business entity and gathering required documentation to leveraging commercial loans, credit cards, and free local community resources, he shares expert advice to help your business succeed! Community & Local Favorites: Mindscape Fermentations To learn about SAFE's current business banking promotions running through the end of October: https://www.safecu.org/business

    To contact the podcast team, email Podcast@safecu.org

    To watch this episode in video-format and access more financial education tips, subscribe to the SAFE Credit Union YouTube channel: https://www.youtube.com/@SAFECreditUnionCA
    Show more Show less
    28 min
  • Teaching Financial Literacy Early with Brandi Cummings

    Teaching Financial Literacy Early with Brandi Cummings
    21 Oct 2026
    When should you open a bank account for your kids? In this episode of the Perfect Cents Podcast, host Alex Becerra sits down with KCRA Morning Anchor and NABJ Sacramento President, Brandi Cummings, to discuss the journey of raising financially savvy kids. Brandi shares her personal story of taking her young children to open their very first savings accounts at SAFE, teaching them the value of saving, understanding needs versus wants, and avoiding the pitfalls of overspending early on. Whether you're a parent trying to navigate financial literacy or just looking for practical ways to talk to your kids about money, this conversation breaks it down into digestible, real-world steps. Community & Local Favorites: Visit Sacramento | Your Guide to Sacramento's Farmers Markets Learn more about SAFE's Kid & Teen Accounts

    To contact the podcast team, email Podcast@safecu.org

    To watch this episode in video-format and access more financial education tips, subscribe to the SAFE Credit Union YouTube channel: https://www.youtube.com/@SAFECreditUnionCA

    Insured by NCUA
    Show more Show less
    33 min
  • Cybersecurity Awareness: Essential Online Protection Tips

    Cybersecurity Awareness: Essential Online Protection Tips
    21 Oct 2026
    In recognition of Cybersecurity Awareness Month, host Alex Becerra sits down with SAFE Credit Union Chief Technology Officer, Mike McCarthy, to discuss practical ways you can protect your personal information, hard-earned savings, and digital footprint from evolving cyber threats. Drawing from his extensive background in military network defense and private sector IT, Mike breaks down the realities of social engineering, phishing, smishing, and why multi-factor authentication (MFA) and strong password vaults are your best defense against bad actors. Plus, get expert advice on securing your holiday shopping transactions and monitoring your credit health! Community & Local Favorites: Mikuni Sushi BJ Cinnamon Sully's Bar & Grill Check out our latest blog, "Add These Cybersecurity Tips to Your Toolkit"

    To contact the podcast team, email Podcast@safecu.org

    To watch this episode in video-format and access more financial education tips, subscribe to the SAFE Credit Union YouTube channel: https://www.youtube.com/@SAFECreditUnionCA

    Insured by NCUA
    Show more Show less
    37 min
adbl_web_anon_alc_button_suppression_t1
No reviews yet