In this episode, MJ discusses her personal journey with budgeting and shares insights from various personal finance experts. She emphasizes the importance of budgeting as a tool to take control of one's financial future, especially for first-generation individuals.

MJ highlights the significance of tracking income and expenses and recommends platforms like Mint and You Need a Budget (YNAB) for detailed tracking. She also explores three budgeting strategies: giving every dollar a job, conscious spending, and automated budgeting.

Overall, the episode provides helpful tips and strategies for effective budgeting.

In this episode, MJ discusses surviving a toxic work environment in the public sector. They share personal experiences and offer practical tips for navigating such environments. MJ emphasizes the significance of finding mentors and building a supportive community, highlighting that mentors can be found across departments or in other leadership positions. They also stress the importance of paying it forward and supporting others in their careers. Additionally, MJ emphasizes the importance of self-care, suggesting healthy ways to clear your head. Lastly, they advise keeping options open and actively seeking opportunities outside of the toxic work environment.

In this episode, MJ discusses the importance of identifying toxic patterns in one's life and offers advice on how to break free from them. They emphasize the value of self-reflection and understanding the origins of these patterns. MJ suggests taking online tests to gain insight into one's traits and behaviors. They also highlight the importance of therapy and counseling in addressing toxic patterns, as well as setting clear intentions and replacing destructive behaviors with healthier alternatives. MJ concludes by emphasizing the significance of surrounding oneself with a supportive network for personal growth.