Shemeka had the titles—nurse, HR professional, and even business owner—but when it came to retirement planning, she still felt lost.

Sound familiar?

In this powerful nurse testimonial, Shemeka shares how, despite a career full of leadership and credentials, no one had ever taught her the simple, step-by-step approach to investing and planning for retirement. That is, until she joined Ultimate Nurse Investing.

👉 Her story proves: it's not about how much you earn—it's about having the right plan.

🎯 If you’re a nurse wondering “Why didn’t anyone teach me this?”—this episode is for you.

00:00 – Meet Shemeka: Nurse, HR Pro, Business Owner

03:42 – They paid me $30. Biilled $56. Something had to change.

07:46 – I'm a nurse & HR pro—I still didn’t understand retirement11:14 – I did the free courses. The webinars. The books. Still didn’t get it.14:06 – What if you try to learn investing—and still don’t get it? 👀14:57 – Saturday mornings changed my financial future.19:58 – This stopped me from jumping into the wrong investment.

24:56 – You know your paycheck... but do you know your net worth?

27:11 – I plugged in my numbers and realized... I could retire in less than 10 years.

28:39 – I used to think my employer managed my 401(k) for me. I was wrong.

31:24 – The sooner you do this, the sooner you stop winging it with your money.

💬 Want more stories like Shemeka’s?

Visit 👉 https://learn.nursesinvesting.com/proof ...to hear how real nurses & APRNs are taking control of their finances—and their futures.

RESOURCES

NOSA Group

***ABOUT NURSES INVESTING FOR WEALTH***

Helping mid-career nurses get their money right so they can ditch burnout, cut back hours, and finally feel financially secure—without hype, hustle, or 6-figure mistakes.

💫 Believing that one nurse’s financial independence is another nurse’s power.💫

📌 Ready to feel confident with money (without becoming a finance bro)?

📺 Take my free nurse money training here: https://learn.nursesinvesting.com/Free-Training-Registration-Become-Work-Optional

–

***LET'S STAY IN TOUCH***

Subscribe To My ⁠YouTube ⁠Channel

Visit My ⁠Website ⁠

Say hi 👋🏻 on ⁠Instagram ⁠

Connect on ⁠⁠LinkedIn

Join the NIFW Facebook Group

🎙 Why Nurses Are Ditching the System & Choosing Freedom Instead

Welcome back to The Nurses Investing for Wealth Mini Series Podcast! In Episode 8, we’re not sugarcoating it—nurses are in crisis, and hospital systems are still trying to mop the floor while the water main is bursting.

This episode pulls back the curtain on why nurses are leaving, how systemic mismanagement is costing everyone more, and what smart nurses are doing to protect themselves financially and emotionally. If you’re exhausted, underpaid, and ready for a way out—this one’s for you.

You’ll hear what I personally did to escape burnout, create financial freedom, and keep my license without feeling trapped by it.

💥 This is the episode that flips the script on toxic work environments.

👇 Want what I’ve got? Get my free training at

👉 https://learn.nursesinvesting.com

You’ll learn how to become work optional in one hour a month—even if you’re burned out, busy, or brand-new to money strategy.

▶️ CHAPTERS
00:00 Welcome Back – Season One, Episode 8

00:18 The Toxic Nursing Culture Death Spiral

00:49 The Real Question: Why Isn’t It Being Fixed?

01:14 Healthcare Spending vs. Outcomes: Vomit-Level Math

01:39 Administrative Waste Is the Problem

01:55 Financial Common Sense: Why It’s More Costly Not to Fix It

02:29 How the Death Spiral Drives Up Costs

03:07 Agency Nursing Boom: Why Nurses Are Leaving

05:54 Locum Nurses & The Hidden Satisfaction Factor

07:18 The Dark Side of Travel Nursing: Still Burned Out

08:08 Is It Wrong to Leave or Unionize?

08:30 Real Nurses Are Choosing Boundaries, Advocacy, and Freedom

09:04 A National Workforce Crisis—And What Nurses Are Doing About It

10:18 Angel’s Nursing Journey: From Burnout to Financial Independence

11:55 Why Having a Money Strategy Means Never Feeling Trapped

12:57 Your License Shouldn’t Be Your Lifeline

13:21 This is What Work-Optional Freedom Looks Like

14:41 Why More Financially Free Nurses = a Better Healthcare System

15:00 Want This Too? Here’s Where to Start ⬇️

Get the ⁠🆓 Training: How to Become Work Optional in One Hour a Month–Without Burning Out, Wasting Time on One-Size-Fits All Finance Strategies, or Falling for Bogus Investment Ploys ⁠

–

***LET'S STAY IN TOUCH***

Subscribe To My ⁠YouTube ⁠Channel

Visit My ⁠Website ⁠

Say hi 👋🏻 on ⁠Instagram ⁠

Connect on ⁠⁠LinkedIn

I’m exposing the toxic reality of modern nursing culture—what's fueling nursing burnout, why it feels impossible to escape, and most importantly, how YOU can disrupt the death spiral and take control of your future.

The truth? The system isn’t designed to support you. But that doesn’t mean you’re stuck. It’s time to build a financial safety net that puts YOU in control, not your employer.

💬 What’s your experience with toxic nursing culture? Drop a comment below—I read every single one. ⬇️

Visit this N.I.F.W. Blog to read along and access a full reference list

https://learn.nursesinvesting.com/blog/toxic-nursing-culture-part-1-how-to-disrupt-a-death-spiral

–

▶️ CHAPTERS

00:00 - Welcome to the Nurses Investing For Wealth Mini Series Podcast

01:00 - What “toxic” really means in nursing

01:18 - The 5 traits of toxic workplaces (MIT study findings)

02:50 - AI analysis of 50,000 nurse reviews: What it reveals

05:45 - How the pandemic exposed nursing’s deep-rooted crisis

10:30 - Why nurses are leaving the profession in record numbers

12:00 - The flawed hospital interventions making it WORSE

15:45 - How toxic environments directly harm patient care

18:10 - The financial cost of staying stuck in a toxic system

20:25 - The solution: Building your financial safety net

23:45 - How to become work optional as a nurse

26:30 - Get the #1 State Board-Approved financial literacy course for nurses

28:45 - How leaders can take action to support nurses

30:20 - What’s next: Nurses fighting back with financial power

🎧 If you’re done with burnout and want the freedom to work when you want (or not at all), this is your wake-up call.

📌 Take the next step—click here to access my free nurse financial independence training:

Get the ⁠🆓 Training: How to Become Work Optional in One Hour a Month–Without Burning Out, Wasting Time on One-Size-Fits All Finance Strategies, or Falling for Bogus Investment Ploys ⁠

–

***LET'S STAY IN TOUCH***

Subscribe To My ⁠YouTube ⁠Channel

Visit My ⁠Website ⁠

Say hi 👋🏻 on ⁠Instagram ⁠

Connect on ⁠⁠LinkedIn ⁠⁠