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Nobody Told You This

Nobody Told You This

By: Scott Zimmerman
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Nobody Told You This with Scott Zimmerman is a podcast for business owners, entrepreneurs, and anyone looking to design the life they truly want. Through free-flowing conversations with experts, entrepreneurs, and diverse voices, Scott uncovers the hidden gems, untold stories, and hard-earned lessons that shape personal and professional growth. Each episode offers insight, inspiration, and practical takeaways to help you plan your next move and build a future with intention.Scott Zimmerman Economics Leadership Management & Leadership
Episodes
  • Episode 5 : The One Hire That Can Give You Your Life Back

    Episode 5 : The One Hire That Can Give You Your Life Back
    20 Oct 2026
    Did you know that the most successful entrepreneurs aren't the ones doing everything themselves? They're the ones who've mastered the art of letting go. While you're buried in emails, scheduling appointments, and handling paperwork, they're scaling their businesses and enjoying time with their families. The difference isn't talent or resources. It's knowing how to leverage the right people.In this episode of Nobody Told You This, Scott Zimmerman sits down with Ryan Goldman, a serial entrepreneur and founder of CEO Sidekicks. Ryan shares his journey from hitting rock bottom to building multiple successful businesses, including a real estate portfolio of over 30 doors in a single year. He explains how he did it by leveraging virtual professionals as the core engine of his operations.Scott and Ryan dive deep into the world of virtual assistants, debunking common myths and explaining how to find, hire, and manage them effectively. Tune in to learn how to delegate smarter, reclaim your time, and build a business that works for your life instead of taking it over.Our GuestRyan Goldman is a serial entrepreneur who has been involved in the door-to-door sales industry for over 14 years, where he built and led large teams across multiple states. He is the founder of CEO of Sidekicks, a premier virtual assistant agency that connects business owners with highly qualified virtual professionals from the Philippines.After turning his life around from a challenging period in his early twenties, Ryan developed a passion for personal development and leadership. He applied these principles to build multiple businesses, including a thriving real estate portfolio. Along with his wife, Stephanie, Ryan founded CEO Sidekicks to help other entrepreneurs experience the same freedom and business growth he achieved by leveraging virtual talent.In this episode, Ryan shares his powerful personal story, his proven strategies for business delegation, and how he uses virtual assistants to manage every aspect of his diverse business interests.In this episode, you’ll learnHow a change in mindset can completely transform your life and businessThe surprising earning potential of a career in door-to-door salesWhat a "virtual professional" is and the massive range of tasks they can handleHow to identify and delegate the tasks that are holding your business backA simple framework for hiring a virtual assistant that is tailored to your specific needsThe systems you can use to monitor performance and ensure accountabilityWhy providing clear expectations and feedback is the key to a successful VA relationshipThe single book Ryan recommends to every new team member for personal and professional growthTimestamps00:35 Welcome and introduction02:34 From rock bottom to door-to-door sales06:55 The skills door-to-door sales teaches11:18 Introducing CEO Sidekicks12:54 The COVID shutdown and the origin of CEO Sidekicks15:26 What business owners use virtual assistants for17:28 How CEO Sidekicks hires, manages, and supports its VAs20:42 Can you outsource anything? Cost and quality in the Philippines22:22 How to make sure your VA is actually working28:24 The "80% as good as you" rule29:05 Part-time vs. full-time, and what it costs31:47 The biggest mistake in the first 30 days34:11 Working your hours and fair pay35:13 How to connect with Ryan and CEO Sidekicks39:24 Closing thoughtsResources and linksRyan GoldmanWebsite: https://www.ceo-sidekicks.comLinkedIn: linkedin.com/in/ryangoldmanceosidekicksInstagram: https://www.instagram.com/ryanjgoldman/?hl=enScott ZimmermanWebsite: https://scottzim.com/LinkedIn: https://www.linkedin.com/in/scott-zimmerman-9463a12YouTube: https://www.youtube.com/channel/UC-VFHmgfeiJrwmTjyw6l5wQBooks mentionedThe Greatest Salesman in the World by Og MandinoBuy Back Your Time by Dan Martell
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    37 min
  • Episode 4: The Mortgage Strategies Wealthy People Have Used For Decades

    Episode 4: The Mortgage Strategies Wealthy People Have Used For Decades
    13 Oct 2026

    Most people get a mortgage, sign the paperwork, and spend decades making payments without ever understanding the options available to them. They choose the loan they are offered, not always the loan strategy that fits their goals.

    In this episode of Nobody Told You This, Scott Zimmerman sits down with Brad Rice, a mortgage expert with more than 30 years of experience, to uncover the mortgage strategies most people never learn about. Brad explains why a traditional 30-year fixed mortgage may not always be the best option, how adjustable-rate mortgages can be a powerful financial tool, and why wealthy individuals have used leverage as part of their financial strategy for decades.

    Scott and Brad also discuss alternative mortgage options for business owners and investors, including non-QM loans, bank statement loans, and DSCR loans. They break down how interest rates actually work, why waiting for rates to drop may not always make sense, and what buyers should consider before making their next move.

    Brad also shares the truth about reverse mortgages, explaining how they work, who they can help, and why they are often misunderstood. This conversation reveals the mortgage knowledge many homeowners only discover after making costly mistakes.


    Our Guest

    Brad Rice has been working in the mortgage industry since 1993 and has spent decades helping homeowners, investors, and business owners navigate the complexities of mortgage lending.

    Throughout his career, Brad has worked with a wide range of mortgage products and specializes in helping borrowers understand options beyond traditional loans. From adjustable-rate mortgages and non-QM loans to investment property financing and reverse mortgages, Brad brings years of experience helping people make more informed decisions about real estate and financing.

    In this episode, Brad shares the mortgage strategies, loan options, and financial insights that many homeowners never hear about.


    In this episode, you’ll learn

    • Why most people choose a mortgage without understanding all their available options

    • How adjustable-rate mortgages can be a powerful financial tool when used correctly

    • What self-employed borrowers need to know about alternative mortgage programs

    • How non-QM loans, bank statement loans, and DSCR loans work

    • Why waiting for lower interest rates may not always be the best strategy

    • How mortgage points, rates, and refinancing decisions impact homeowners

    • The truth about reverse mortgages and who they can help

    • Brad’s biggest mortgage advice for first-time buyers and homeowners


    Timestamps

    • 00:00: The mortgage mistakes most people make

    • 02:27: Fixed vs adjustable-rate mortgages

    • 04:14: How the wealthy use mortgage leverage

    • 08:33: Understanding mortgage points

    • 11:25: Mortgage options for self-employed borrowers

    • 14:07: How DSCR loans work

    • 16:46: Should buyers wait for lower rates?

    • 22:56: “Marry the house, date the rate”

    • 26:25: Reverse mortgages explained

    • 35:27: Brad’s biggest mortgage advice

    • 37:26: Connecting with Brad Rice


    Resources and links

    Brad Rice

    • Website: https://amerifund.com/team/brad-rice/

    • LinkedIn: https://www.linkedin.com/in/bradrice


    Scott Zimmerman

    • Website: https://scottzim.com/

    • LinkedIn: https://www.linkedin.com/in/scott-zimmerman-9463a12

    • YouTube: https://www.youtube.com/channel/UC-VFHmgfeiJrwmTjyw6l5wQ

    • Apple Podcasts: https://podcasts.apple.com/us/podcast/nobody-told-you-this/id6805991169

    • Spotify: https://open.spotify.com/show/5OLlZNyzC4IM4S6WRbbgJH?si=537266a3e47d406e
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    36 min
  • Episode 3: Nobody Talks About This Until It’s Too Late

    Episode 3: Nobody Talks About This Until It’s Too Late
    6 Oct 2026

    Most people spend their lives building a family, creating memories, and preparing for the future. But very few take the time to prepare their loved ones for what happens when they are no longer there.

    In this episode of Nobody Told You This, Scott Zimmerman sits down with Rabbi Mark Blazer, founder of Final Peace, to discuss the importance of legacy planning and why families often face unnecessary confusion during one of the most difficult moments of their lives. After years of officiating more than 800 funerals, Mark saw the same problem repeatedly: families searching for documents, financial information, final wishes, and answers when they were already grieving.

    Mark shares the story behind creating Final Peace, a platform designed to help individuals and families securely organize important documents, legal information, personal instructions, and meaningful messages for their loved ones. The goal is simple: create clarity instead of confusion when families need it most.

    Scott and Mark discuss why preparing your legacy is not about focusing on death, but about showing love, responsibility, and care for the people you leave behind. From wills and trusts to personal messages and ethical wills, this conversation explores how planning ahead can give families peace of mind.


    Our Guest

    Mark Blazer is a Rabbi, television producer, entrepreneur, and longtime Jewish communal leader. He serves as Senior Rabbi of Temple Beth Ami in Southern California and is President of Jewish Life Foundation, which operates JLTV, Jewish Life Television. He is also a founder of FinalPeace, an innovative digital legacy-planning platform designed to help people organize their wishes, important documents, legal planning, and personal messages so the people they love aren't left searching for answers during life's most difficult moments.


    In this episode, you’ll learn

    • Why Rabbi Mark Blazer created Final Peace after decades of helping families through loss

    • Why most families struggle to find important documents and information when they need it most

    • How Final Peace helps organize wills, wishes, financial information, and personal messages in one secure place

    • Why legacy planning is an act of love that can prevent family conflict and confusion

    • The importance of leaving behind not just assets, but your values, lessons, and memories

    • Why preparing your legacy today can give your family peace of mind tomorrow


    Timestamps

    • 00:00: The conversation most families avoid

    • 01:08: Introducing Rabbi Mark Blazer

    • 04:15: The moment that shaped Mark’s calling

    • 06:52: Why Mark created Final Peace

    • 07:31: What is Final Peace?

    • 10:43: The problem Mark saw in 95% of funerals

    • 15:33: Scott’s experience using Final Peace

    • 18:28: The importance of ethical wills

    • 20:36: Creating wills and protecting your wishes

    • 23:45: Why nobody talks about legacy planning

    • 25:43: Why planning creates peace of mind

    • 28:51: Why planning is an act of love

    • 29:53: The meaning behind Final Peace

    • 32:17: Final Peace as an employee benefit

    • 33:13: The legacy you leave behind


    Resources and links


    Mark Blazer

    • Final Peace: https://finalpeace.co/

    • LinkedIn: https://www.linkedin.com/in/mark-blazer-1993751b8


    Scott Zimmerman

    • Website: https://scottzim.com/

    • LinkedIn: https://www.linkedin.com/in/scott-zimmerman-9463a12

    • YouTube: https://www.youtube.com/channel/UC-VFHmgfeiJrwmTjyw6l5wQ
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    30 min
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