What does it really take to start making smarter decisions with your money?

In Episode 3, Katie and Clay sit down with Karie Pate-Valdes, also known as Coach Karie, a Financial Advisor with PFS Investments who coaches individuals and businesses across the United States on finances, investing, and making smarter money decisions.

Karie shares the personal story that led her into financial planning, including navigating her mom’s estate and realizing at just 26 years old how one decision about life insurance could have completely changed her financial future.

We also talk about her approach to the three buckets of saving, building strong financial habits, and one of her biggest pieces of advice: pay yourself first.

Whether you’re just getting started with your finances or looking for a better strategy for the future, this episode is full of practical advice and real-life perspective.

To connect with Coach Karie:
Phone: 863-640-0804
Facebook: facebook.com/karie.elizabeth.pv

In Episode 2 of Money Talks Back, we’re getting personal.

Clay shares his money story, the experiences, decisions, challenges, and lessons that shaped the way he thinks about money today. From building businesses and taking risks to navigating the financial realities that come with entrepreneurship, Clay opens up about a few moments that influenced his relationship with money.

It’s an honest conversation about where he started, what he’s learned along the way, and how his perspective has changed over time.

Because everyone has a money story and understanding where yours began can change where you go next.

Meet Katie, the 24-year-old half of the podcast, as she gets real about her relationship with money. From what she learned growing up and her first paycheck to credit cards, saving, investing, and what financial success looks like in your 20s.