Send us a text

New Florida HOA laws in 2025 impact reserves, inspections, and budgets! Learn what needs to be done to be in compliance.

✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/

Major updates are coming for Florida HOAs in 2025! Reserve specialist Will Simons explains House Bill 913, detailing new rules for Structural Integrity Reserve Studies (SIRS), mandatory milestone inspections, and financial compliance. All these things WILL affect HOAs in Florida through board responsibilities, reserve funding, special assessments, and even property values. You can start proactively planning for your Florida HOA now by listening to this episode!

00:00 What's New in Florida's 2025 HOA Legislation?
04:08 What Prompted House Bill 913?
05:18 How Does HB 913 Change Reserve Study Requirements?
06:42 What Exactly is a Structural Integrity Reserve Study (SIRS)?
09:23 Why Do HOAs Need Both Structural and Non-Structural Reserve Studies?
10:49 How Do Florida's HOA Reserve Funding Rules Work?
14:18 What's the Impact of Underfunded HOAs on Property Values?
16:43 Are All Reserve Components Now Mandatory to Fund?
19:41 Ad Break
20:12 Key Highlights and Changes from House Bill 913
21:50 Has the Dollar Threshold for Reserve Funding Increased?
22:37 Why Did So Many HOAs Delay Reserve Compliance?
24:32 How Will Florida Enforce These New HOA Rules?
26:32 Can Special Assessments Replace Reserve Funding?
27:53 Are Florida HOAs Financially Prepared for New Legislation?
30:35 What Are Milestone Inspections and Who Needs One?
32:32 Final Advice for HOA Boards on Compliance and Preparation

The views & opinions expressed in this program are those of the Hosts & Guests, intended to provide general education about the community association industry. The content is not intended to provide specific advice or recommendations for any individual or organization. Please seek advice from licensed professionals.

Podcast Links:
Full Episode List
Watch On Youtube

Engage in the conversation!

Call our 24/7 voicemail line at (805) 203-3130 or send an email or voice memo to podcast@reservestudy.com

Nominate yourself or a Board Hero you Know!
Board Hero Nominations

Shop!
HOA insights now has its very own merch store! Our team has whipped up some hats, mugs, T-Shirts, & more that we think Volunteer HOA Boardmembers are gonna love. We also offer dozens of FREE zoom backgrounds. Available in our Boardmember Merch Store!

Connect with Hosts on LinkedIn

Julie Adamen
https://www.linkedin.com/in/julieadamen/

Kevin Davis, CIRMS
https://www.linked...

Send us a text

Experienced HOA board members are the key to strong, harmonious communities! Learn from real-life board hero, Lynn Ochberg and her years of experience!

✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/

What makes an HOA board truly effective? Experience. Lynn Ochberg shares how her extensive background shapes her successful leadership in Florida. She shares with Robert her stories of navigating special assessments and infrastructure repairs to building community unity through open communication. Lynn hopes to pass on her extensive knowledge to other like-minded HOA Board members tuning it!

Chapters From Today's Episode:

00:00 What makes a good HOA board member?

01:01 Introduction to this week’s HOA Board Hero - Lynn Ochberg

04:23 How is Lynn's condo board structured?

05:57 Why is professional management crucial for HOA success?

09:45 What inspired Lynn to become a board member?

11:32 How did Florida legislation change HOA responsibilities after Surfside?

13:24 Is Lynn's board united on important decisions?

14:46 Why is pet policy such a challenging issue for HOAs?

16:49 How do HOA subcommittees help board decision-making?

19:05 Ad Break - FiPhO

19:59 What qualities make someone an excellent board member?

24:22 How did Lynn handle a significant unexpected expense?

30:50 What's Lynn’s proudest accomplishment as a board leader?

32:10 How did Lynn’s board achieve unanimous approval for a major project?

33:59 What's Lynn’s advice for other HOA board members?

The views & opinions expressed in this program are those of the Hosts & Guests, intended to provide general education about the community association industry. The content is not intended to provide specific advice or recommendations for any individual or organization. Please seek advice from licensed professionals.

Podcast Links:
Full Episode List
Watch On Youtube

Engage in the conversation!

Call our 24/7 voicemail line at (805) 203-3130 or send an email or voice memo to podcast@reservestudy.com

Nominate yourself or a Board Hero you Know!
Board Hero Nominations

Shop!
HOA insights now has its very own merch store! Our team has whipped up some hats, mugs, T-Shirts, & more that we think Volunteer HOA Boardmembers are gonna love. We also offer dozens of FREE zoom backgrounds. Available in our Boardmember Merch Store!

Connect with Hosts on LinkedIn

Julie Adamen
https://www.linkedin.com/in/julieadamen/

Kevin Davis, CIRMS
https://www.linked...

Send us a text

Board member incivility is rising, and it's costing your HOA! Learn how to reduce insurance claims & protect your community!
✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/

You might have noticed, but lately Incivility is rising in community associations. This, in turn, is leading to more liability claims with higher premiums and denied insurance coverage. Robert Nordlund and Kevin Davis join us this week to break down how board member behavior impacts the financial stability of HOAs. From increased anxiety after COVID to growing legal settlements, they explain how simple steps like rule enforcement, communication, and confidence can make a real difference.

Chapters from Today's Episode:

00:00 What role do insurance companies play in HOA board performance?

01:08 Why are insurance companies pushing board members to do their jobs?

02:55 How has incivility among HOAs increased since the pandemic?

05:36 What are the consequences of board members acting from fear?

08:50 How does rule enforcement impact insurance and community stability?

12:10 What is social inflation and how does it affect liability claims?

16:42 Ad Break - Kevin Davis Insurance Services

17:16 What are some real-world examples of expensive HOA claims?

18:30 How can board members avoid high deductibles and rejected claims?

21:44 How does better communication lower the risk of insurance claims?

25:00 Why should HOA boards treat their roles like a business?

28:16 What strategies can help reduce future insurance costs?

The views & opinions expressed in this program are those of the Hosts & Guests, intended to provide general education about the community association industry. The content is not intended to provide specific advice or recommendations for any individual or organization. Please seek advice from licensed professionals.

Podcast Links:
Full Episode List
Watch On Youtube

Engage in the conversation!

Call our 24/7 voicemail line at (805) 203-3130 or send an email or voice memo to podcast@reservestudy.com

Nominate yourself or a Board Hero you Know!
Board Hero Nominations

Shop!
HOA insights now has its very own merch store! Our team has whipped up some hats, mugs, T-Shirts, & more that we think Volunteer HOA Boardmembers are gonna love. We also offer dozens of FREE zoom backgrounds. Available in our Boardmember Merch Store!

Connect with Hosts on LinkedIn

Julie Adamen
https://www.linkedin.com/in/julieadamen/

Kevin Davis, CIRMS
https://www.linked...