Cover of Get This, a Neo Financial podcast

Get This, a Neo Financial podcast

Get This, a Neo Financial podcast

By: Neo Financial
Listen for free

Season's Savings | 0.99 €/month for 3 months

5.99 €/month thereafter - terms apply. Cancel monthly.
Summary
 Get This is the financial podcast that’s like finding $20—but better. Whether you’re navigating the pricey world of modern dating, dodging sneaky AI scams, or just looking to pocket some extra cash, tune in every other Tuesday to learn how to save, spend and make every dollar work for you.

Hosted on Acast. See acast.com/privacy for more information.

Neo Financial Economics Social Sciences
Episodes
  • How to Live Within Your Means + Recover from Credit Card Mistakes

    How to Live Within Your Means + Recover from Credit Card Mistakes
    3 Nov 2026
    Feeling squeezed by the cost of living—and wondering if you’re actually living within your means? You’re not alone. In fact, 71% of Canadians expect the cost of living to keep rising—and 41% say they’re within just $200 of not being able to cover their bills month to month. In this episode of Get This, we break down how to tell if you’re living within your means, the credit card mistakes that quietly wreck your credit score and how to move past them. Plus, financial educator and CPA Lianne Hannaway joins us to reframe budgeting as emotions plus math—and she shares one actionable step you can take today.1. How to live within your meansIs living within your means a spreadsheet, a vibe check, or something in between? Neo’s chief credit risk officer Richard Goyder joins us to unpack the importance of tracking spending over a full year (not just a single month), why setting aside sinking funds matter for vacations and holidays, and how automating savings can keep you on track without obsessing over every transfer. Spoiler: Finding even $20 to $25 to cut can be the difference when you’re that close to missing bills.2. Credit card mistakes (and how to recover)We get into the mistakes that hurt most: missing payments, only paying the minimum amount and how accidentally using your credit card instead of your debit card at an ATM can translate to major fees and interest. And, surprisingly, carrying a small balance on your credit cards can actually work in your favour. 👀3. How to feel in control while cost of living climbsFinancial educator and CPA Lianne Hannaway shares how to know you’re living within your means when the math looks fine, but the feeling doesn’t. From asking yourself what makes you feel safe, to putting a name to your emotions when dealing with your finances, she explains why controlling what you can matters more than perfection—and why the first step might be opening that unopened bill.⏱️ Chapters01:00 How to know if you’re living within your means: Tracking vs. operating on “vibes”04:15 Monthly vs. yearly budget planning 07:00 Cost of living in Canada08:14 Making financial ends meet 11:50 Common credit card mistakes13:35 Does a credit card statement date matter? 15:19 Is paying off your credit card early actually a bad thing?16:15 Does carrying a balance help your credit score?17:42 Is staying on a prepaid card or secured card too long a mistake? 20:00 Don’t make this credit card mistake at the ATM!24:04 Reframing financial security and feeling safe in your budget25:44 Managing financial anxiety27:32 Practical steps to take control of your finances🔗 Resources & linksCanadians expect the cost of living to continue rising in 2026How to tell if you’re actually living within your meansDo you really need $1.5 million (or more!) to retire?How to budget for debt while still savingHow do credit cards work? A beginner’s guide for CanadiansThe 7 cardinal sins of credit cards and how to avoid themFinancial educator Lianne Hannaway_📧 Submit your question to The Get: theget@neofinancial.com📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get📲 Follow Neo Financial: YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6Zjw Instagram: https://www.instagram.com/neofinancial/ Tiktok: https://www.tiktok.com/@neofinancial/ Facebook: https://www.facebook.com/neofinancial/ X: https://x.com/Neofinancial LinkedIn: https://www.linkedin.com/company/neo-financial/ #CostOfLivingCanada #LivingWithinYourMeans #BudgetingTips #CreditCardDebt #CreditScore #HowToSaveMoney #EmergencyFund #PersonalFinanceCanada #GetThis #NeoFinancial Hosted on Acast. See acast.com/privacy for more information.
    Show more Show less
    30 min
  • The Realities of Freelancing, Gig Work and Passive Income in Canada | Get This Ep. 8

    The Realities of Freelancing, Gig Work and Passive Income in Canada | Get This Ep. 8
    15 Oct 2026
    How do you make extra money when living costs keep climbing? What does it really take to turn a side hustle into a sustainable income stream?These are some of the questions we ask in the Extra Money edition of #GetThis, where we break down how to maximize your earnings through gig work, full-time freelancing, and passive (or “less active”) income. Plus, get the financial truths no one tells you about when working for yourself.1. Go gig or go homeFrom freelance writing and participating in research studies to taking on serving jobs to fund major life expenses, side hustles come in all shapes and sizes. We get honest about hustle culture, why Canadians take on gig work, and how side experiences can build valuable "identity capital".2. What does it take to go fully freelance?Transitioning to full-time freelancing brings flexibility, but it also comes with big financial responsibilities. We talk about the realities of managing cash flow and delayed client payments, why building an emergency fund is critical before taking the leap, and the key differences—and tax implications—between operating as a sole proprietor versus incorporating.3. Making passive income work for youIs passive income ever really passive? Financial planner Trevor Theobald discusses passive income (or what he calls “less active” income), realistic financial expectations, managing risk, and tax liabilities on extra earnings. Plus, he breaks down why starting small with high-interest savings accounts, GICs, or market investments instead of jumping straight into big commitments like rental properties, can be a smart move.⏱️ Chapters00:51 The realities of gig work and why Canadians take them on02:27 Side hustle experiences (research studies, speaking gigs, serving)05:00 Balancing multiple jobs and hustle culture09:54 Transitioning to full-time freelancing13:38 Tax benefits of sole proprietorship vs. incorporating16:01 Why freelancers need an emergency fund18:03 Building identity capital through gig work20:02 What is passive income? (with Trevor Theobald)21:14 Finding the right investment for your risk level and goals22:08 How dividend stocks and ETFs work23:57 Realities of buying a rental property for passive income24:55 Starting small with high-interest savings accounts🔗 Resources & linksHow can Gen Alphas and Zers find a job in this economy? https://www.neofinancial.com/the-get/how-can-gen-alphas-and-zers-find-a-job-in-this-economyHow taking multiple jobs beats rejection: https://www.neofinancial.com/the-get/karen-knoxHow to avoid unexpected taxes as a freelancer: https://www.neofinancial.com/the-get/how-to-avoid-unexpected-taxes-as-a-freelancerYour car is a writeoff if you’re self employed: https://www.neofinancial.com/the-get/self-employed-car-write-off-canadaThe risky business of hype buying and resale: https://www.neofinancial.com/the-get/the-risky-business-of-hype-buying-and-resaleDo you have to claim all your income? Like everything? https://www.neofinancial.com/the-get/do-you-have-to-claim-all-your-income-on-your-tax-returnPassive income jobs in Canada: https://www.neofinancial.com/the-get/passive-income-jobsHow to start investing in the stock market in a safe way: https://www.neofinancial.com/the-get/how-to-get-into-the-stock-market-in-a-safe-wayTrevor Theobald on LinkedIn: https://www.linkedin.com/in/trevortheobald_📧 Submit your question to The Get: theget@neofinancial.com📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get📲 Follow Neo Financial: YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6Zjw Instagram: https://www.instagram.com/neofinancial/ Tiktok: https://www.tiktok.com/@neofinancial/ Facebook: https://www.facebook.com/neofinancial/ X: https://x.com/Neofinancial LinkedIn: https://www.linkedin.com/company/neo-financial/ #SideHustle #Freelancing #PassiveIncome #HowToMakeMoneyOnline #PersonalFinance #TaxTips #FinancialLiteracy Hosted on Acast. See acast.com/privacy for more information.
    Show more Show less
    30 min
  • How to split the bill, cut your phone plan, and negotiate a win-win | Get This Ep. 7

    How to split the bill, cut your phone plan, and negotiate a win-win | Get This Ep. 7
    5 Oct 2026
    No one likes receiving them. We all like to save on them. Bills.In the bills edition of Get This, we get into the awkward math of splitting dinner with friends, the Q4 window for cheaper phone and internet plans, and how to negotiate without turning every conversation into a standoff. Sales trainer Christopher Kelly of Sandler Toronto walks through win-win tactics you can use on a phone plan, a salary, or even the cheque at the end of the table. Use these tips and you could pocket about $560.1. How to split the bill with friendsFacing an affordability crunch, more Canadians are splitting restaurant tabs—and getting stuck with someone else’s steak. We talk through when to speak up, what hosts owe the table, and why a two-second “are we splitting?” before you order beats an awkward e-transfer after.2. How to save money on your phone billTelecom veteran Mohammed Halabi says Q4 (Black Friday through the holidays) is the one window when devices and plans go on sale at the same time. We cover switching providers, bundling internet, skipping the 120 GB upsell, and shopping Costco or Best Buy before you sign.3. How to negotiate a win-winLisa sits down with Christopher Kelly of Sandler Toronto on why emotions tank a deal, how to set your walk-away point, and why collaborative negotiation beats “that’s it, I’m out.”⏱️ Chapters00:38 How to save on bills in Canada01:28 How to split the restaurant bill with friends07:08 Best bill-splitting apps (Splitwise and Tricount)07:50 Best time to buy a phone in Canada (Q4 and Black Friday) — information accurate at time of taping09:56 How to save money on your phone bill10:55 How bundling phone and internet cuts your bill15:20 Shopping around for deals at Costco, Best Buy and more17:38 How to negotiate like a salesperson19:30 Win-win vs win-lose negotiation22:10 How to prepare for a negotiation (and when to walk away)27:05 How to find Christopher Kelly (Sandler Toronto)🔗 Resources & linksHow to split the bill at dinner—minus the awkwardness: https://www.neofinancial.com/the-get/split-the-bill-at-dinner-with-friends-canadaWhen is the best time to buy a cellphone? https://www.neofinancial.com/the-get/when-is-the-best-time-to-buy-a-cell-phoneHow to negotiate bills when you have no leverage https://www.neofinancial.com/the-get/how-to-negotiate-bills-when-you-have-no-leverageHow a 12-minute call saved me more than $2,000 https://www.neofinancial.com/the-get/how-to-negotiate-cheaper-bills-canadaChanging jobs? Time to negotiate a better pay rate https://www.neofinancial.com/the-get/negotiate-better-pay-canadaGet This: How much does it actually cost to dine out in Canada? https://www.neofinancial.com/the-get/cost-of-dining-out-canadaFriends with money: How income gaps reshape relationships https://www.neofinancial.com/the-get/how-income-gaps-quietly-reshape-relationshipsA 90-day financial guide for newcomers to Canada (plus automating bills) https://www.neofinancial.com/blog/90-day-guide-to-building-your-financial-foundation-for-newcomersChristopher Kelly, MBA, Sandler Toronto: https://www.linkedin.com/in/kellychristopher and https://go.sandler.com/ckelly/Mohammed Halabi, MyBillsAreHigh.com: https://www.mybillsarehigh.com/_📧 Submit your question to The Get: theget@neofinancial.com📩 Subscribe to The Get newsletter: https://www.neofinancial.com/the-get📲 Follow Neo Financial: YouTube: https://www.youtube.com/channel/UCgnr3DFTnaFfCYRQN5r6Zjw Instagram: https://www.instagram.com/neofinancial/ Tiktok: https://www.tiktok.com/@neofinancial/ Facebook: https://www.facebook.com/neofinancial/ X: https://x.com/Neofinancial LinkedIn: https://www.linkedin.com/company/neo-financial/ #GetThis #PersonalFinanceCanada #SaveMoney #SplitTheBill #BlackFridayCanada #MoneyTips #CanadianMoney Hosted on Acast. See acast.com/privacy for more information.
    Show more Show less
    29 min
adbl_web_anon_alc_button_suppression_t1
No reviews yet