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Property, TPD payouts and real client strategy

Sometimes the best way to understand financial advice is through real client scenarios.

In this episode of The Winner’s Playbook, Josh and Billy unpack five client situations they have worked through recently, covering property decisions, insurance claims, expat investing, super strategies and building wealth in your 50s.

They discuss why selling an underperforming property too early can be a costly mistake, how a TPD payout inside super can be structured, and why having the right insurance in place can make a major difference when life changes unexpectedly.

Josh and Billy also cover investing back into Australia as an expat, age-gap super strategies for couples, transition to retirement pensions, contribution splitting and reducing future death benefits tax.

To close out, they share a client case study where a clearer plan, better cash flow, property strategy and consistent investing helped create a significant lift in net worth over 12 months.

If you want to see how financial planning works in real life, this episode gives a practical look at the decisions, strategies and conversations that can shape long-term outcomes.

⏱️ Timestamps:

00:00 Intro
01:29 Five recent client scenarios
01:58 Holding or selling a poor-performing property
07:37 TPD payout inside an SMSF
16:22 Investing in Australia as an expat
23:31 Super strategies for couples with an age gap
29:34 How one client grew net worth by $1 million
34:49 Why advice gives clients confidence to act

Hit follow, leave a review, and share this episode with someone who wants to better understand how advice can work in real client situations.

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Want to find an Adviser that suits your financial needs:
https://www.linkwealth.com.au/

Get in touch with Josh:
https://www.linkwealth.com.au/josh-lee-link
Get in touch with Billy:
https://www.linkwealth.com.au/billy-norman-link

Josh's TikTok: https://www.tiktok.com/@joshleefinadv
Billy's TikTok: https://www.tiktok.com/@billynormanfp

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General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.