Cover of Ep2: Inside the NAIC with President Scott White: Part 2

Ep2: Inside the NAIC with President Scott White: Part 2

Ep2: Inside the NAIC with President Scott White: Part 2

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In Part 2 of Inside Insurance Regulation, hosts Bhavna Agnihotri and Andrew Mais continue their conversation with Scott White, Virginia Insurance Commissioner and 2026 President of the National Association of Insurance Commissioners (NAIC), for a closer look at the policy issues shaping the future of the insurance industry.

Commissioner White discusses the growing pressures facing property insurance markets, including severe weather risks, mitigation efforts, consumer education and the role of risk-based pricing in maintaining market stability. The conversation also examines major developments in the NAIC’s risk-based capital framework, including offshore reinsurance, asset-intensive transactions, private credit, credit ratings and efforts to increase transparency around insurer investments and reserves.

The episode also explores state regulators’ approach to artificial intelligence, including AI governance, third-party data and models, as well as the evolving cyber insurance market and the tools regulators are using to assess emerging risks.
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