Halal Investors Podcast - Episode 3

Please note: None of the contents of this podcast is financial advice, it is for educational and (hopefully) entertainment purposes only.

Overview

In this episode of the Halal Investors Podcast, Umair Shakoor and Rehan Ahmed discuss the challenges and opportunities in the face of rising interest rates, inflation, and housing costs. They offer insights on smart ways for individuals to navigate these times, especially for those who want to grow their wealth in the current economic climate. 

Key Takeaways

• Interest rates are rising, putting pressure on people with mortgages and renters: People need to be prepared for higher costs and should consider staying in rental properties rather than rushing into mortgages at this time.
• Housing prices remain buoyed by investors: Investors with long time horizons and a lot of equity can ride out these challenging times by passing on costs to tenants, keeping the housing market afloat.
• Commercial real estate has not recovered from the pandemic: Office buildings remain largely empty, and the sector is sensitive to negative news in the real estate space.
• Options for growing wealth in this environment: Those looking to grow their wealth should consider investing in asset classes that contribute to inflation itself, such as certain commodities (e.g. lithium, copper, steel, and oil). Investing in a broad stock market might not be advisable at this time.
• Be cautious and tactical in investments: Given the volatility in the market and liquidity crunch, it is not a time to go all in on any particular asset class. Investors should remain cautious and be prepared for rapid changes in the market.

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