Digital Asset Pioneer - Inside Bank Frick

Unable to add items

Sorry, we're unable to add the item because your cart is already full.

Add to basket failed.

Please try again later

Add to wishlist failed.

Please try again later

Failed to remove from Wish List.

Please try again later

Adding to library failed

Please try again

Unable to follow podcast

Unable to unfollow podcast

Digital Asset Pioneer - Inside Bank Frick

Listen for free

View show details

Season's Savings | 0.99 €/month for 3 months

5.99 €/month thereafter - terms apply. Cancel monthly.

Ten years ago, Bank Frick launched Europe's first crypto-backed note. Today, they're building the regulated infrastructure that will make tokenization invisible to the market, as essential and taken for granted as SWIFT. In this episode, Raphael Haldner, Head of Banking Solutions at Bank Frick, shares the full journey from 2017 to today and offers a compelling vision for the next decade of capital markets. The conversation reveals how institutional client demands have fundamentally transformed. What began as demand for basic trading and custody access has evolved into sophisticated requests for regulated banking infrastructure that seamlessly integrates fiat and stablecoin accounts, permissioned blockchain environments, and compliance-first product development. Raphael explains why money market funds on-chain, brought to market by Franklin Templeton, BlackRock, and others, represent a treasury revolution, with interest paid on a minute-by-minute basis rather than daily or quarterly settlement cycles. A critical insight emerges: the early tokenization experiments of 2018 failed not because of technology, but because of missing infrastructure. Regulated secondary markets, standardized stablecoins, and institutional market makers were the missing pieces. Now that players like Seturion are building these solutions, the market is finally ready to scale. Raphael also discusses how DeFi and TradFi are converging in permissioned environments regulated blockchains where users are identified but the infrastructure remains decentralized. Bank Frick's approach combines innovation with rigorous compliance, using a gated product development process to ensure every new offering withstands regulatory scrutiny.

No reviews yet