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Welcome back to Tea Time with Erin, where we share honest conversations about entrepreneurship, money, mental health, and the stories that shape the way we build our businesses and lives.

In this episode, Erin is back after a short summer break for a check-in on money habits, business seasonality, and what happens when consistency doesn’t look like perfection. Building on the recent four-part series about generational financial beliefs, Erin explores how to keep practicing healthier financial habits—even when you’ve fallen out of your routine or haven’t started yet.

Erin shares why high achievers and entrepreneurs can struggle with being beginners, especially when it comes to managing business finances. Whether you’ve skipped your monthly money date, avoided looking at your numbers, or simply found yourself in a slower season, the goal isn’t to do everything perfectly. It’s to keep coming back and building the habit one small step at a time.

Together, Erin explores how consistency, neuroplasticity, and giving yourself permission to start small can help you create healthier money habits that actually last. She also looks ahead to upcoming conversations about pricing, financial beliefs, and the stories of experienced entrepreneurs and CEOs navigating business, money, and life.

In This Episode, You'll Hear:

• How to continue applying what you learned from the generational financial beliefs series
• Why your monthly money date doesn’t have to be perfect to be valuable
• How financial beliefs can influence the way entrepreneurs price their services
• Why women business owners may struggle to confidently say their prices out loud
• How seasonality and natural revenue fluctuations affect businesses
• Why high achievers often struggle with allowing themselves to be beginners
• How perfectionism can keep you from building consistent financial habits
• The role neuroplasticity and repetition play in changing your relationship with money
• How to create a smaller version of your financial routine during busy or difficult seasons
• Why falling out of a habit doesn’t mean you’ve failed
• How to start again when you’ve been avoiding your business finances

Key Takeaways

• Consistency matters more than perfection when building healthier financial habits.
• You don’t have to wait for a new month, quarter, or year to start again.
• Being a beginner means giving yourself permission to do something imperfectly while you learn.
• Your business will naturally experience different seasons, and your financial routines need to work during both the easier and harder ones.
• Every time you return to your money habits, you’re reinforcing new patterns and strengthening your financial confidence.
• The best financial routine is one you can realistically continue—even if that means starting with only a few minutes each month.

Connect with Erin

Learn more about Erin’s work around money mindset, financial therapy, and building businesses that support your life.

• Book a free financial clarity call with Erin
• Instagram: @‌erinthemoneytherapist
• Get Erin’s Money Date guide!

Erin’s Tea for This Episode

Erin is drinking Everyday Doze Mushroom Coffee: Everyday Dose® Official Site | Best Mushroom Coffee

*Affiliate link — Erin may earn a small commission at no extra cost to you.

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New episodes of Tea Time with Erin drop every other Tuesday, where we share honest conversations about money, mental health, and entrepreneurship.

Grab your drink of choice, take a deep breath, and join us for the next Tea Time.