Migrating your back office is the biggest job a planning firm can take on, which is why most of us put up with the one we have. TFP Financial Planning did it anyway. Curtis Berry joins me to talk about leaving Intelligent Office and moneyinfo for Plannr: what finally triggered it and what the migration was actually like. We get into Plannr’s open API and the tools Curtis has built on top of it, from birthday card tasks to a full LOA manager, and the places where Plannr still feels unfinished.

A different sort of episode, and the first of what I'm calling my big picture ones: instead of a single tool, we look under the bonnet of a whole firm.

Keith Hare, Alex Bond and Craig Fitzsimons of Cadence Financial Planning build most of their own technology, and six people are running a stack that punches far above its weight.

We cover the onboarding tool they sketched on a Thursday and released the following week, a suitability engine on version 13 in four months, a case that took 35 outsourced hours and now takes two and a half, and the hallucination that invented an FCA rule.

N8N is the best-kept secret in financial planning tech, and I say that as someone who can no longer run Arboretum without it.

Phil Teale of Teale Pen & Pixel builds n8n workflows for advice firms every day, and joins me to explain what it actually is: a visual canvas where you wire your systems together, with none of Zapier's per-step pricing — about £20 a month on their cloud, or £8 self-hosted.

We get into meeting note takers, suitability report generators, Phil's chatbot that queries the FCA Handbook, why owning your automations matters, as well as the downside: a real learning curve, and workflows that break.