If you've ever thought, I really need to get my financial life together...but had no idea where to start, this episode is for you.

Financial planner Spenser Liszt believes becoming a financial adult has a lot less to do with knowing everything and a lot more to do with building simple systems that reduce stress over time. In this conversation, he walks us through his A.D.U.L.T.I.N.G. framework, covering everything from automating your cash flow and understanding employee benefits to investing with intention and preparing for life's biggest transitions.

But the heart of this episode is estate planning.

We talk about why so many people avoid it, what documents every family should have, how to make difficult decisions before a crisis happens, and why having your affairs in order is one of the greatest gifts you can leave the people you love.

If you've been putting off "getting organized someday," consider this your sign.

In this episode:

• Spenser's A.D.U.L.T.I.N.G. framework for organizing your financial life
• Why decision fatigue keeps so many people stuck
• The biggest employee benefits people overlook
• Common investing mistakes and how to simplify your approach
• What every family should know about wills, powers of attorney, and estate planning
• Why financial organization is really about reducing stress for the people you love

Connect with Spenser:

Website: https://motifplanning.com

LinkedIn: https://www.linkedin.com/in/spenserliszt/

College Planning Session: https://motifplanning.com/college

Please note: This episode is for educational purposes only and should not be considered personalized financial, legal, or tax advice.

Connect with Julie:

Website: dallasgirlfriday.com

Instagram: @thesystemforeverything