The budgeting system that turns financial stress into financial freedom

You're working hard and getting paid, yet the bills pile up and your savings goals slip away. Whether you're juggling family expenses, managing debt or just feeling stretched by the cost of living, constant worry about money will steal your peace of mind. It doesn't matter how much you earn: financial stress is a mental load as much as a practical problem.

Tammy Barton knows the earning-spending-stressing cycle inside out. As founder of personal budget management service MyBudget, she has spent over 25 years helping more than 140,000 Australians break free from their money worries. In MyBudget, MyMoney, she distills her proven budgeting system into a practical guide that will work for you, whatever your income level.

Discover how to:

Build a realistic and flexible budget that that protects you from unexpected expenses and still allows for fun

Use the strategies that have helped thousands of people eliminate their debt within three years

Apply the savings philosophies that will enable you to achieve your financial goals (no matter how big or small)

Set up simple automation systems that make it easy to stick to your budget

Maximise your superannuation and plan for a secure retirement

Take practical steps toward the dream of homeownership and pay off your mortgage faster

Whether you're a professional caught in lifestyle inflation or a parent making every dollar count, this guide offers a clear, achievable path to financial freedom. MyBudget, MyMoney will show you how to give every dollar a purpose and finally afford the life you want.